Lowest closing cost mortgage lenders in Charlotte County County, Florida
In Charlotte County, Florida, homebuyers paid a median of $7,594 in closing costs in 2024 — below the Florida median of $8,887. The county saw 3,559 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, LENNAR MORTGAGE, LLC offered the lowest median costs at $1,984, which is $4,359 less than the county median.
Homebuyers in Charlotte County County who chose LENNAR MORTGAGE, LLC paid $5,610 less in closing costs than the county median.
County Median Costs
$7,594
−14.6% vs Florida ($8,887)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,995
Purchase Originations
3,559
vs Florida Median
14.6% below
$-1,293
vs National Median
12.7% above
$853
Lender rankings in Charlotte County County
51 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,210 | 6.375% | $0 | 86 | −$2,483 | |
| 2 | $3,380 | 5.750% | $0 | 111 | −$2,314 | |
| 3 | $3,507 | 6.500% | $101 | 13 | −$2,186 | |
| 4 | $3,681 | 5.625% | $500 | 66 | −$2,012 | |
| 5 | $4,255 | 6.438% | $1,419 | 14 | −$1,438 | |
| 6 | $4,312 | 5.933% | $2,042 | 16 | −$1,381 | |
| 7 | $4,373 | 6.500% | $1,690 | 23 | −$1,320 | |
| 8 | $4,432 | 6.750% | $2,480 | 10 | −$1,261 | |
| 9 | $4,629 | 6.375% | $0 | 13 | −$1,064 | |
| 10 | $4,654 | 6.750% | $1,682 | 21 | −$1,039 | |
| 11 | $4,766 | 6.500% | $1,125 | 19 | −$927 | |
| 12 | $4,978 | 6.612% | $1,151 | 10 | −$715 | |
| 13 | $5,205 | 7.000% | $2,145 | 31 | −$488 | |
| 14 | $5,206 | 5.990% | $1,795 | 262 | −$487 | |
| 15 | $5,464 | 6.625% | $2,245 | 28 | −$229 | |
| 16 | $5,517 | 6.625% | $2,838 | 24 | −$176 | |
| 17 | $5,689 | 6.500% | $2,086 | 61 | −$4 | |
| 18 | $5,952 | 7.438% | $1,925 | 10 | +$259 | |
| 19 | $6,160 | 6.875% | $2,732 | 13 | +$467 | |
| 20 | $6,320 | 6.500% | $2,732 | 15 | +$627 | |
| 21 | $6,351 | 6.808% | $3,507 | 18 | +$658 | |
| 22 | $6,588 | 6.625% | $2,076 | 30 | +$895 | |
| 23 | $6,835 | 6.700% | $3,400 | 115 | +$1,142 | |
| 24 | $6,911 | 6.562% | $2,122 | 10 | +$1,218 | |
| 25 | $6,966 | 6.625% | $2,351 | 22 | +$1,273 | |
| 26 | $7,028 | 6.740% | $1,390 | 61 | +$1,334 | |
| 27 | $7,100 | 6.950% | $3,362 | 57 | +$1,407 | |
| 28 | $7,193 | 6.625% | $3,975 | 15 | +$1,500 | |
| 29 | $7,194 | 7.125% | $2,518 | 13 | +$1,501 | |
| 30 | $7,223 | 6.933% | $4,011 | 26 | +$1,530 | |
| 31 | $7,229 | 6.500% | $1,560 | 11 | +$1,536 | |
| 32 | $7,342 | 6.250% | $4,459 | 11 | +$1,649 | |
| 33 | $7,493 | 6.750% | $4,262 | 31 | +$1,800 | |
| 34 | $7,591 | 6.624% | $3,865 | 28 | +$1,898 | |
| 35 | $7,661 | 6.990% | $2,263 | 25 | +$1,968 | |
| 36 | $7,810 | 6.875% | $2,854 | 18 | +$2,117 | |
| 37 | $7,872 | 6.990% | $4,054 | 19 | +$2,179 | |
| 38 | $8,008 | 7.250% | $1,985 | 10 | +$2,315 | |
| 39 | $8,111 | 6.625% | $4,471 | 210 | +$2,418 | |
| 40 | $8,209 | 6.625% | $3,008 | 22 | +$2,516 | |
| 41 | $8,420 | 6.933% | $3,947 | 14 | +$2,727 | |
| 42 | $10,006 | 6.490% | $4,749 | 21 | +$4,313 | |
| 43 | $10,630 | 7.125% | $7,018 | 11 | +$4,937 |
Includes lenders with 10+ purchase originations in Charlotte County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.