Lowest closing cost mortgage lenders in Osceola County County, Florida
In Osceola County, Florida, homebuyers paid a median of $10,599 in closing costs in 2024 — above the Florida median of $8,887. The county saw 6,558 purchase mortgages at a median rate of 6.12%. Among lenders with 10+ originations, SPACE COAST CREDIT UNION offered the lowest median costs at $0, which is $7,262 less than the county median.
Homebuyers in Osceola County County who chose SPACE COAST CREDIT UNION paid $10,599 less in closing costs than the county median.
County Median Costs
$10,599
+19.3% vs Florida ($8,887)
Median Rate
6.120%
−7.5% vs national (6.620%)
Median Origination
$2,163
Purchase Originations
6,558
vs Florida Median
19.3% above
$1,712
vs National Median
57.2% above
$3,858
Lender rankings in Osceola County County
74 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.000% | $0 | 10 | −$7,262 | |
| 2 | $683 | 5.875% | $0 | 25 | −$6,579 | |
| 3 | $910 | 5.125% | $0 | 135 | −$6,352 | |
| 4 | $3,250 | 5.990% | $1,495 | 27 | −$4,012 | |
| 5 | $3,698 | 5.490% | $126 | 41 | −$3,564 | |
| 6 | $3,737 | 5.750% | $0 | 147 | −$3,525 | |
| 7 | $4,366 | 6.875% | $0 | 13 | −$2,896 | |
| 8 | $4,626 | 6.500% | $1,395 | 95 | −$2,636 | |
| 9 | $5,254 | 5.500% | $1,795 | 138 | −$2,008 | |
| 10 | $5,433 | 6.375% | $1,480 | 19 | −$1,829 | |
| 11 | $5,607 | 6.990% | $1,700 | 16 | −$1,655 | |
| 12 | $5,941 | 6.500% | $1,452 | 22 | −$1,321 | |
| 13 | $5,991 | 6.250% | $1,380 | 49 | −$1,271 | |
| 14 | $6,080 | 6.875% | $2,081 | 47 | −$1,182 | |
| 15 | $6,116 | 6.625% | $1,944 | 14 | −$1,146 | |
| 16 | $6,139 | 6.750% | $1,170 | 23 | −$1,123 | |
| 17 | $6,239 | 6.250% | $1,984 | 15 | −$1,023 | |
| 18 | $6,295 | 6.995% | $3,050 | 16 | −$967 | |
| 19 | $6,324 | 6.990% | $2,283 | 14 | −$938 | |
| 20 | $6,405 | 7.125% | $2,592 | 13 | −$857 | |
| 21 | $6,442 | 6.625% | $2,945 | 23 | −$820 | |
| 22 | $6,502 | 5.990% | $1,325 | 32 | −$760 | |
| 23 | $6,595 | 6.438% | $1,575 | 12 | −$667 | |
| 24 | $6,809 | 6.562% | $3,164 | 16 | −$453 | |
| 25 | $6,881 | 6.875% | $3,115 | 27 | −$381 | |
| 26 | $6,986 | 6.250% | $2,650 | 46 | −$276 | |
| 27 | $7,201 | 6.425% | $1,444 | 12 | −$61 | |
| 28 | $7,230 | 6.438% | $3,331 | 10 | −$32 | |
| 29 | $7,572 | 6.125% | $2,925 | 14 | +$310 | |
| 30 | $7,693 | 6.625% | $4,369 | 124 | +$431 | |
| 31 | $8,048 | 6.990% | $3,448 | 15 | +$786 | |
| 32 | $8,085 | 6.875% | $3,643 | 21 | +$823 | |
| 33 | $8,422 | 5.875% | $3,542 | 49 | +$1,160 | |
| 34 | $8,457 | 6.750% | $4,908 | 12 | +$1,195 | |
| 35 | $8,492 | 6.588% | $5,121 | 48 | +$1,230 | |
| 36 | $8,659 | 7.500% | $1,810 | 17 | +$1,397 | |
| 37 | $8,803 | 6.750% | $4,772 | 42 | +$1,541 | |
| 38 | $8,855 | 6.562% | $6,158 | 10 | +$1,593 | |
| 39 | $9,008 | 6.990% | $4,192 | 11 | +$1,746 | |
| 40 | $9,346 | 6.875% | $5,467 | 38 | +$2,084 | |
| 41 | $9,899 | 6.990% | $5,762 | 35 | +$2,637 | |
| 42 | $9,966 | 6.740% | $5,986 | 18 | +$2,704 | |
| 43 | $9,986 | 6.825% | $6,462 | 72 | +$2,724 | |
| 44 | $10,179 | 6.625% | $4,999 | 33 | +$2,917 | |
| 45 | $10,195 | 6.625% | $6,720 | 413 | +$2,933 | |
| 46 | $10,431 | 6.625% | $6,252 | 26 | +$3,169 | |
| 47 | $10,654 | 6.933% | $6,212 | 18 | +$3,392 | |
| 48 | $10,737 | 6.990% | $6,695 | 15 | +$3,475 | |
| 49 | $11,125 | 6.625% | $6,734 | 77 | +$3,863 | |
| 50 | $11,182 | 6.625% | $7,000 | 19 | +$3,920 | |
| 51 | $11,557 | 6.625% | $6,952 | 10 | +$4,295 | |
| 52 | $12,081 | 6.375% | $7,043 | 19 | +$4,819 | |
| 53 | $12,173 | 7.000% | $8,169 | 12 | +$4,911 | |
| 54 | $12,185 | 7.062% | $6,358 | 12 | +$4,923 | |
| 55 | $14,274 | 8.125% | $10,410 | 11 | +$7,012 | |
| 56 | $16,676 | 7.990% | $12,228 | 19 | +$9,414 |
Includes lenders with 10+ purchase originations in Osceola County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.