Homebuyers in San Mateo County County who chose PULTE MORTGAGE LLC paid $8,058 less in closing costs than the county median.
County Median Costs
$8,058
−13.4% vs California ($9,309)
Median Rate
6.120%
−5.7% vs national (6.490%)
Median Origination
$1,640
Purchase Originations
3,478
Denial Rate
5.4%
vs California avg (7.1%)
vs California Median
13.4% below
$-1,251
vs National Median
20.6% above
$1,378
48 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.375% | $0 | 11 | −$7,996 | |
| 2 | $5,342 | 5.500% | $0 | 17 | −$2,654 | |
| 3 | $5,482 | 6.000% | $1,080 | 13 | −$2,514 | |
| 4 | $5,938 | 6.250% | $795 | 68 | −$2,058 | |
| 5 | $6,010 | 5.875% | $0 | 19 | −$1,986 | |
| 6 | $6,199 | 6.500% | $1,500 | 217 | −$1,797 | |
| 7 | $6,319 | 5.750% | $995 | 41 | −$1,677 | |
| 8 | $6,560 | 5.625% | $1,495 | 12 | −$1,436 | |
| 9 | $6,565 | 5.650% | $815 | 47 | −$1,431 | |
| 10 | $6,684 | 6.500% | $1,615 | 15 | −$1,312 | |
| 11 | $6,918 | 5.688% | $493 | 10 | −$1,078 | |
| 12 | $6,988 | 6.500% | $1,940 | 12 | −$1,008 | |
| 13 | $7,041 | 5.850% | $1,514 | 12 | −$955 | |
| 14 | $7,054 | 5.990% | $1,782 | 289 | −$942 | |
| 15 | $7,130 | 6.125% | $1,545 | 160 | −$866 | |
| 16 | $7,189 | 6.250% | $1,495 | 10 | −$807 | |
| 17 | $7,199 | 5.250% | $1,195 | 47 | −$797 | |
| 18 | $7,263 | 6.513% | $1,640 | 34 | −$733 | |
| 19 | $7,314 | 6.562% | $2,012 | 18 | −$682 | |
| 20 | $7,330 | 6.625% | $2,175 | 13 | −$666 | |
| 21 | $7,367 | 5.796% | $1,475 | 118 | −$629 | |
| 22 | $7,430 | 6.625% | $2,190 | 64 | −$566 | |
| 23 | $7,470 | 6.499% | $1,050 | 15 | −$526 | |
| 24 | $7,527 | 6.750% | $1,640 | 44 | −$469 | |
| 25 | $7,552 | 6.500% | $1,695 | 14 | −$444 |
Includes lenders with 10+ purchase originations in San Mateo County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.