Lowest closing cost mortgage lenders in Yavapai County County, Arizona
In Yavapai County, Arizona, homebuyers paid a median of $7,964 in closing costs in 2024 — below the Arizona median of $8,463. The county saw 2,685 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Shea Mortgage Inc. offered the lowest median costs at $2,177, which is $4,505 less than the county median.
Homebuyers in Yavapai County County who chose Shea Mortgage Inc. paid $5,787 less in closing costs than the county median.
County Median Costs
$7,964
−5.9% vs Arizona ($8,463)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,251
Purchase Originations
2,685
vs Arizona Median
5.9% below
$-499
vs National Median
18.1% above
$1,223
Lender rankings in Yavapai County County
43 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,177 | 6.500% | $0 | 13 | −$4,505 | |
| 2 | $3,747 | 6.000% | $0 | 21 | −$2,935 | |
| 3 | $4,350 | 6.688% | $1,657 | 22 | −$2,332 | |
| 4 | $4,353 | 7.125% | $1,095 | 13 | −$2,329 | |
| 5 | $4,682 | 6.875% | $2,166 | 31 | −$2,000 | |
| 6 | $4,800 | 6.990% | $1,499 | 23 | −$1,882 | |
| 7 | $4,805 | 6.990% | $1,668 | 11 | −$1,877 | |
| 8 | $5,013 | 7.125% | $2,024 | 12 | −$1,669 | |
| 9 | $5,142 | 6.625% | $1,722 | 41 | −$1,540 | |
| 10 | $5,143 | 6.375% | $995 | 35 | −$1,539 | |
| 11 | $5,217 | 6.938% | $2,377 | 18 | −$1,465 | |
| 12 | $5,297 | 6.749% | $1,532 | 10 | −$1,385 | |
| 13 | $5,523 | 6.990% | $1,776 | 15 | −$1,159 | |
| 14 | $5,698 | 6.625% | $3,150 | 21 | −$984 | |
| 15 | $5,804 | 6.725% | $1,640 | 14 | −$878 | |
| 16 | $5,879 | 6.312% | $2,210 | 16 | −$803 | |
| 17 | $5,913 | 5.990% | $2,550 | 14 | −$769 | |
| 18 | $6,069 | 7.125% | $2,290 | 23 | −$613 | |
| 19 | $6,323 | 6.750% | $2,097 | 58 | −$359 | |
| 20 | $6,537 | 6.625% | $3,720 | 135 | −$145 | |
| 21 | $6,647 | 7.125% | $2,565 | 27 | −$35 | |
| 22 | $6,691 | 6.490% | $3,709 | 11 | +$9 | |
| 23 | $6,783 | 6.875% | $2,703 | 22 | +$101 | |
| 24 | $6,848 | 6.933% | $3,623 | 28 | +$166 | |
| 25 | $7,060 | 6.625% | $3,866 | 12 | +$378 | |
| 26 | $7,102 | 6.990% | $4,006 | 22 | +$420 | |
| 27 | $7,170 | 7.000% | $3,362 | 14 | +$488 | |
| 28 | $7,256 | 6.750% | $3,902 | 16 | +$574 | |
| 29 | $7,292 | 6.990% | $3,135 | 94 | +$610 | |
| 30 | $7,374 | 6.875% | $3,658 | 95 | +$692 | |
| 31 | $7,448 | 6.875% | $2,598 | 21 | +$766 | |
| 32 | $7,766 | 6.990% | $4,127 | 10 | +$1,084 | |
| 33 | $7,944 | 6.625% | $4,168 | 229 | +$1,262 | |
| 34 | $8,102 | 6.375% | $5,345 | 22 | +$1,420 | |
| 35 | $8,221 | 6.625% | $5,070 | 91 | +$1,539 | |
| 36 | $8,340 | 6.625% | $4,420 | 12 | +$1,658 | |
| 37 | $8,743 | 6.875% | $5,335 | 31 | +$2,061 | |
| 38 | $9,089 | 7.625% | $3,868 | 13 | +$2,407 | |
| 39 | $9,159 | 6.688% | $5,094 | 12 | +$2,477 | |
| 40 | $9,335 | 6.562% | $1,810 | 20 | +$2,653 | |
| 41 | $11,599 | 6.625% | $5,520 | 13 | +$4,917 |
Includes lenders with 10+ purchase originations in Yavapai County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.