Lowest closing cost mortgage lenders in Pima County County, Arizona
In Pima County, Arizona, homebuyers paid a median of $7,127 in closing costs in 2024 — below the Arizona median of $8,463. The county saw 10,649 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $0, which is $5,676 less than the county median.
Homebuyers in Pima County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $7,127 less in closing costs than the county median.
County Median Costs
$7,127
−15.8% vs Arizona ($8,463)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$1,698
Purchase Originations
10,649
vs Arizona Median
15.8% below
$-1,336
vs National Median
5.7% above
$386
Lender rankings in Pima County County
61 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.750% | $0 | 70 | −$5,676 | |
| 2 | $622 | 6.188% | $0 | 142 | −$5,054 | |
| 3 | $2,081 | 9.640% | $1,469 | 13 | −$3,595 | |
| 4 | $2,402 | 6.875% | $0 | 296 | −$3,274 | |
| 5 | $3,676 | 5.500% | $0 | 146 | −$2,000 | |
| 6 | $3,689 | 6.250% | $0 | 37 | −$1,987 | |
| 7 | $4,052 | 6.875% | $1,207 | 483 | −$1,624 | |
| 8 | $4,549 | 6.500% | $1,058 | 55 | −$1,127 | |
| 9 | $4,736 | 6.625% | $2,457 | 25 | −$940 | |
| 10 | $4,801 | 6.500% | $1,579 | 180 | −$875 | |
| 11 | $4,956 | 6.990% | $1,520 | 11 | −$720 | |
| 12 | $4,991 | 6.875% | $1,360 | 39 | −$685 | |
| 13 | $5,003 | 6.500% | $1,295 | 25 | −$673 | |
| 14 | $5,058 | 6.375% | $1,576 | 12 | −$618 | |
| 15 | $5,060 | 6.875% | $1,654 | 106 | −$616 | |
| 16 | $5,180 | 6.062% | $2,057 | 16 | −$496 | |
| 17 | $5,189 | 5.750% | $126 | 107 | −$487 | |
| 18 | $5,341 | 6.625% | $1,843 | 11 | −$335 | |
| 19 | $5,376 | 6.250% | $975 | 119 | −$300 | |
| 20 | $5,386 | 6.024% | $1,795 | 10 | −$290 | |
| 21 | $5,452 | 6.625% | $2,154 | 52 | −$224 | |
| 22 | $5,469 | 6.438% | $950 | 68 | −$207 | |
| 23 | $5,625 | 6.125% | $1,859 | 28 | −$51 | |
| 24 | $5,774 | 6.500% | $1,917 | 26 | +$98 | |
| 25 | $5,856 | 4.990% | $1,698 | 198 | +$180 | |
| 26 | $5,958 | 6.995% | $2,726 | 12 | +$282 | |
| 27 | $5,976 | 6.625% | $1,470 | 15 | +$300 | |
| 28 | $6,038 | 6.625% | $2,472 | 44 | +$362 | |
| 29 | $6,076 | 6.500% | $1,118 | 30 | +$400 | |
| 30 | $6,095 | 8.350% | $4,500 | 14 | +$419 | |
| 31 | $6,127 | 6.875% | $2,245 | 241 | +$451 | |
| 32 | $6,143 | 6.625% | $3,282 | 184 | +$467 | |
| 33 | $6,195 | 5.500% | $1,828 | 261 | +$519 | |
| 34 | $6,207 | 6.625% | $2,106 | 263 | +$531 | |
| 35 | $6,236 | 6.875% | $3,067 | 479 | +$560 | |
| 36 | $6,355 | 6.875% | $2,582 | 284 | +$679 | |
| 37 | $6,374 | 6.875% | $3,544 | 135 | +$698 | |
| 38 | $6,436 | 6.737% | $2,607 | 62 | +$760 | |
| 39 | $6,568 | 6.624% | $2,944 | 23 | +$892 | |
| 40 | $6,602 | 6.990% | $3,799 | 12 | +$926 | |
| 41 | $6,633 | 6.750% | $1,250 | 30 | +$957 | |
| 42 | $6,689 | 6.750% | $3,448 | 24 | +$1,013 | |
| 43 | $6,853 | 6.750% | $3,205 | 89 | +$1,177 | |
| 44 | $6,967 | 6.990% | $3,614 | 36 | +$1,291 | |
| 45 | $6,986 | 7.125% | $3,621 | 12 | +$1,310 | |
| 46 | $6,986 | 5.625% | $2,442 | 141 | +$1,310 | |
| 47 | $7,396 | 6.874% | $3,620 | 294 | +$1,720 | |
| 48 | $7,636 | 6.990% | $4,190 | 95 | +$1,960 | |
| 49 | $8,010 | 6.875% | $4,563 | 173 | +$2,334 | |
| 50 | $8,507 | 7.125% | $4,435 | 18 | +$2,831 | |
| 51 | $8,652 | 6.990% | $3,856 | 10 | +$2,976 | |
| 52 | $8,687 | 7.125% | $5,343 | 14 | +$3,011 | |
| 53 | $8,701 | 6.750% | $5,550 | 44 | +$3,025 | |
| 54 | $19,358 | 6.875% | $9,338 | 36 | +$13,682 |
Includes lenders with 10+ purchase originations in Pima County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.