Homebuyers in Nueces County County who chose American Bank, National Association paid $4,750 less in closing costs than the county median.
County Median Costs
$7,982
−4.9% vs Texas ($8,397)
Median Rate
6.120%
−5.7% vs national (6.490%)
Median Origination
$1,682
Purchase Originations
2,824
Denial Rate
13.5%
vs Texas avg (12.0%)
vs Texas Median
4.9% below
$-415
vs National Median
19.5% above
$1,302
35 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,232 | 6.125% | $0 | 51 | −$2,452 | |
| 2 | $3,768 | 5.500% | $0 | 50 | −$1,916 | |
| 3 | $4,059 | 4.875% | $1,550 | 31 | −$1,625 | |
| 4 | $4,282 | 6.875% | $1,400 | 21 | −$1,402 | |
| 5 | $4,347 | 6.625% | $925 | 150 | −$1,337 | |
| 6 | $4,465 | 6.750% | $0 | 27 | −$1,219 | |
| 7 | $4,664 | 5.750% | $1,200 | 14 | −$1,020 | |
| 8 | $4,702 | 5.875% | $1,825 | 13 | −$982 | |
| 9 | $4,726 | 6.500% | $1,803 | 13 | −$958 | |
| 10 | $4,755 | 6.188% | $0 | 12 | −$929 | |
| 11 | $5,081 | 6.990% | $2,800 | 11 | −$603 | |
| 12 | $5,191 | 6.850% | $2,000 | 18 | −$493 | |
| 13 | $5,773 | 6.625% | $2,770 | 15 | +$89 | |
| 14 | $5,849 | 6.312% | $1,661 | 16 | +$165 | |
| 15 | $6,154 | 6.375% | $3,374 | 23 | +$470 | |
| 16 | $6,261 | 6.625% | $2,360 | 20 | +$577 | |
| 17 | $6,301 | 6.625% | $2,436 | 19 | +$617 | |
| 18 | $6,423 | 6.625% | $2,368 | 22 | +$739 | |
| 19 | $6,585 | 6.500% | $2,824 | 57 | +$901 | |
| 20 | $7,057 | 6.625% | $3,681 | 50 | +$1,373 | |
| 21 | $7,139 | 6.562% | $3,481 | 24 | +$1,455 | |
| 22 | $7,158 | 6.438% | $3,334 | 10 | +$1,474 | |
| 23 | $7,238 | 6.375% | $3,449 | 33 | +$1,554 | |
| 24 | $7,366 | 6.970% | $3,961 | 20 | +$1,682 | |
| 25 | $7,666 | 6.579% | $4,035 | 95 | +$1,982 |
Includes lenders with 10+ purchase originations in Nueces County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.