Lowest closing cost mortgage lenders in Nueces County County, Texas
In Nueces County, Texas, homebuyers paid a median of $8,327 in closing costs in 2024 — near the Texas median of $8,418. The county saw 2,746 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $3,385, which is $2,829 less than the county median.
Homebuyers in Nueces County County who chose NAVY FEDERAL CREDIT UNION paid $4,942 less in closing costs than the county median.
County Median Costs
$8,327
−1.1% vs Texas ($8,418)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$2,000
Purchase Originations
2,746
vs Texas Median
1.1% below
$-91
vs National Median
23.5% above
$1,586
Lender rankings in Nueces County County
38 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,385 | 7.000% | $0 | 17 | −$2,829 | |
| 2 | $3,590 | 5.500% | $0 | 56 | −$2,624 | |
| 3 | $3,661 | 6.750% | $890 | 15 | −$2,553 | |
| 4 | $3,814 | 6.000% | $750 | 12 | −$2,400 | |
| 5 | $3,980 | 6.750% | $925 | 148 | −$2,234 | |
| 6 | $4,117 | 4.750% | $1,789 | 20 | −$2,097 | |
| 7 | $5,029 | 6.812% | $1,508 | 18 | −$1,185 | |
| 8 | $5,809 | 6.750% | $2,000 | 22 | −$405 | |
| 9 | $5,914 | 6.624% | $2,295 | 10 | −$300 | |
| 10 | $6,038 | 6.375% | $2,949 | 88 | −$176 | |
| 11 | $6,039 | 6.500% | $3,333 | 24 | −$175 | |
| 12 | $6,182 | 6.250% | $2,350 | 15 | −$32 | |
| 13 | $6,218 | 6.250% | $2,475 | 13 | +$4 | |
| 14 | $6,668 | 6.625% | $3,220 | 10 | +$454 | |
| 15 | $6,713 | 7.000% | $2,313 | 12 | +$499 | |
| 16 | $6,811 | 10.320% | $3,960 | 11 | +$597 | |
| 17 | $6,812 | 6.625% | $3,501 | 15 | +$598 | |
| 18 | $6,884 | 6.875% | $3,545 | 23 | +$670 | |
| 19 | $7,196 | 6.500% | $4,175 | 67 | +$982 | |
| 20 | $7,228 | 6.812% | $3,353 | 10 | +$1,014 | |
| 21 | $7,340 | 6.625% | $3,796 | 123 | +$1,126 | |
| 22 | $7,727 | 7.000% | $1,698 | 10 | +$1,513 | |
| 23 | $8,023 | 6.875% | $4,295 | 28 | +$1,809 | |
| 24 | $8,243 | 6.562% | $4,665 | 28 | +$2,029 | |
| 25 | $8,418 | 6.875% | $5,294 | 21 | +$2,204 | |
| 26 | $8,542 | 6.875% | $4,150 | 13 | +$2,328 | |
| 27 | $17,351 | 7.062% | $1,698 | 16 | +$11,137 |
Includes lenders with 10+ purchase originations in Nueces County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.