Extraco Banks, National Association closing costs and rates (2024)
In 2024, Extraco Banks, National Association originated 274 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,583. That is $1,158 below the national median of $6,741. Extraco Banks, National Association is most active in Texas with 269 originations there.
Purchase Originations
274
Median Total Costs
$5,583
−17.2% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,223
Median Lender Credits
$148
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 209 | 6.750% | $5,132 | $1,223 |
| va | 40 | 6.250% | $7,248 | $1,919 |
| fha | 25 | 6.250% | $10,830 | $1,760 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,864 | 6.990% | — | 3 | −$719 | |
| 2 | $5,064 | 6.625% | — | 94 | −$519 | |
| 3 | $5,233 | 6.990% | — | 3 | −$350 | |
| 4 | $5,257 | 6.625% | — | 50 | −$326 | |
| 5 | $5,349 | 6.875% | — | 3 | −$234 | |
| 6 | $5,379 | 7.000% | — | 2 | −$204 | |
| 7 | $5,766 | 7.375% | — | 3 | +$183 | |
| 8 | $5,802 | 6.500% | — | 2 | +$219 | |
| 9 | $5,828 | 6.875% | — | 23 | +$245 | |
| 10 | $6,067 | 6.125% | — | 3 | +$484 | |
| 11 | $6,301 | 6.624% | — | 12 | +$718 | |
| 12 | $6,715 | 5.750% | — | 1 | +$1,132 | |
| 13 | $6,997 | 6.750% | — | 3 | +$1,414 | |
| 14 | $7,200 | 6.500% | — | 32 | +$1,617 | |
| 15 | $7,331 | 6.625% | — | 6 | +$1,748 | |
| 16 | $9,003 | 6.750% | — | 2 | +$3,420 | |
| 17 | $10,469 | 6.688% | — | 2 | +$4,886 | |
| 18 | $12,253 | 6.250% | — | 4 | +$6,670 | |
| 19 | $12,986 | 6.750% | — | 2 | +$7,403 | |
| 20 | $15,750 | 6.375% | — | 2 | +$10,167 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.