RALLY CREDIT UNION closing costs and rates (2024)
In 2024, RALLY CREDIT UNION originated 456 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $4,365. That is $2,376 below the national median of $6,741. RALLY CREDIT UNION is most active in Texas with 456 originations there.
Purchase Originations
456
Median Total Costs
$4,365
−35.3% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$925
Median Lender Credits
$86
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 451 | 6.875% | $4,351 | $925 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 456 | 6.875% | $4,365 | #126 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,812 | 7.000% | — | 10 | −$553 | |
| 2 | $3,933 | 6.125% | — | 1 | −$432 | |
| 3 | $3,991 | 6.750% | — | 152 | −$374 | |
| 4 | $4,007 | 6.688% | — | 6 | −$358 | |
| 5 | $4,166 | 6.562% | — | 2 | −$199 | |
| 6 | $4,316 | 6.375% | — | 1 | −$49 | |
| 7 | $4,386 | 6.750% | — | 2 | +$21 | |
| 8 | $4,396 | 6.625% | — | 41 | +$31 | |
| 9 | $4,546 | 6.625% | — | 2 | +$181 | |
| 10 | $4,564 | 6.875% | — | 126 | +$199 | |
| 11 | $4,628 | 7.500% | — | 1 | +$263 | |
| 12 | $4,687 | 7.000% | — | 7 | +$322 | |
| 13 | $4,714 | 6.875% | — | 50 | +$349 | |
| 14 | $5,136 | 6.750% | — | 6 | +$771 | |
| 15 | $5,242 | 7.062% | — | 8 | +$877 | |
| 16 | $5,383 | 6.125% | — | 1 | +$1,018 | |
| 17 | $5,466 | 7.125% | — | 20 | +$1,101 | |
| 18 | $5,591 | 6.625% | — | 3 | +$1,226 | |
| 19 | $5,640 | 7.500% | — | 3 | +$1,275 | |
| 20 | $6,217 | 7.375% | — | 1 | +$1,852 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.