Purchase Originations
586
Ranked #579 nationally
Median Total Costs
$9,942
+48.8% vs national ($6,680)
↓ $410 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$3,372
Median Lender Credits
$65
Cost Rank (500+ vol.)
#540
among lenders with 500+ originations
Denial Rate
1.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 370 | 6.500% | $8,409 | $3,004 |
| fha | 158 | 6.500% | $13,289 | $4,134 |
| va | 56 | 6.250% | $9,010 | $3,445 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,379 | 6.375% | — | 5 | −$4,563 | |
| 2 | $7,201 | 6.562% | — | 6 | −$2,741 | |
| 3 | $7,277 | 6.625% | — | 19 | −$2,665 | |
| 4 | $7,471 | 6.625% | — | 11 | −$2,471 | |
| 5 | $8,085 | 6.490% | — | 24 | −$1,857 | |
| 6 | $8,719 | 6.812% | — | 36 | −$1,223 | |
| 7 | $8,875 | 6.375% | — | 68 | −$1,067 | |
| 8 | $9,228 | 6.500% | — | 20 | −$714 | |
| 9 | $9,302 | 6.500% | — | 33 | −$640 | |
| 10 | $9,537 | 6.490% | — | 22 | −$405 | |
| 11 | $9,617 | 6.312% | — | 14 | −$325 | |
| 12 | $9,843 | 6.490% | — | 25 | −$99 | |
| 13 | $10,053 | 6.375% | — | 17 | +$111 | |
| 14 | $10,629 | 6.500% | — | 11 | +$687 | |
| 15 | $11,077 | 6.375% | — | 108 | +$1,135 | |
| 16 | $12,060 | 6.124% | — | 26 | +$2,118 | |
| 17 | $12,379 | 6.625% | — | 21 | +$2,437 | |
| 18 | $12,844 | 6.500% | — | 5 | +$2,902 | |
| 19 | $12,975 | 6.750% | — | 4 | +$3,033 | |
| 20 | $13,290 | 6.500% | — | 59 | +$3,348 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Willow Bend Mortgage Company, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $365,000 | $335,000 | +$30,000 (+9.0%) |
| Median total closing costs | $9,942 | $7,127 | +$2,815 (+39.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.