Lowest closing cost mortgage lenders in Midland County County, Texas
In Midland County, Texas, homebuyers paid a median of $10,248 in closing costs in 2024 — above the Texas median of $8,418. The county saw 2,647 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, GUARANTEED RATE AFFINITY, LLC offered the lowest median costs at $1,944, which is $5,499 less than the county median.
Homebuyers in Midland County County who chose GUARANTEED RATE AFFINITY, LLC paid $8,304 less in closing costs than the county median.
County Median Costs
$10,248
+21.7% vs Texas ($8,418)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,319
Purchase Originations
2,647
vs Texas Median
21.7% above
$1,830
vs National Median
52.0% above
$3,507
Lender rankings in Midland County County
33 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,944 | 6.450% | $0 | 23 | −$5,499 | |
| 2 | $2,396 | 6.375% | $0 | 15 | −$5,047 | |
| 3 | $2,492 | 5.990% | $101 | 20 | −$4,951 | |
| 4 | $2,763 | 6.375% | $0 | 43 | −$4,680 | |
| 5 | $4,349 | 6.500% | $1,095 | 11 | −$3,094 | |
| 6 | $4,453 | 5.688% | $0 | 46 | −$2,990 | |
| 7 | $4,575 | 6.750% | $1,160 | 14 | −$2,868 | |
| 8 | $5,638 | 5.875% | $1,200 | 13 | −$1,805 | |
| 9 | $5,686 | 6.625% | $1,883 | 54 | −$1,757 | |
| 10 | $5,909 | 9.550% | $5,725 | 11 | −$1,534 | |
| 11 | $6,159 | 6.250% | $1,723 | 10 | −$1,284 | |
| 12 | $6,300 | 6.375% | $2,082 | 65 | −$1,143 | |
| 13 | $6,644 | 6.875% | $1,780 | 99 | −$799 | |
| 14 | $6,806 | 6.812% | $2,409 | 14 | −$637 | |
| 15 | $7,649 | 7.000% | $2,126 | 17 | +$206 | |
| 16 | $7,915 | 9.180% | $4,500 | 53 | +$472 | |
| 17 | $7,953 | 6.562% | $3,634 | 12 | +$510 | |
| 18 | $7,962 | 7.062% | $4,443 | 20 | +$519 | |
| 19 | $8,060 | 6.500% | $4,551 | 62 | +$617 | |
| 20 | $8,224 | 6.945% | $3,990 | 14 | +$781 | |
| 21 | $8,238 | 6.875% | $4,506 | 82 | +$795 | |
| 22 | $8,445 | 6.625% | $3,426 | 10 | +$1,002 | |
| 23 | $8,601 | 6.611% | $4,353 | 46 | +$1,158 | |
| 24 | $9,040 | 6.875% | $5,055 | 51 | +$1,597 | |
| 25 | $9,755 | 6.812% | $5,185 | 160 | +$2,312 | |
| 26 | $10,962 | 7.058% | $6,976 | 12 | +$3,519 | |
| 27 | $11,576 | 6.875% | $8,427 | 11 | +$4,133 |
Includes lenders with 10+ purchase originations in Midland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.