Homebuyers in Midland County County who chose GUARANTEED RATE AFFINITY, LLC paid $7,930 less in closing costs than the county median.
County Median Costs
$10,370
+23.5% vs Texas ($8,397)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,334
Purchase Originations
2,790
Denial Rate
15.0%
vs Texas avg (12.0%)
vs Texas Median
23.5% above
$1,973
vs National Median
55.2% above
$3,690
40 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,440 | 6.525% | $0 | 29 | −$4,634 | |
| 2 | $2,787 | 5.875% | $0 | 23 | −$4,287 | |
| 3 | $3,913 | 6.250% | $1,160 | 11 | −$3,161 | |
| 4 | $3,970 | 5.990% | $0 | 13 | −$3,104 | |
| 5 | $4,509 | 5.500% | $0 | 76 | −$2,565 | |
| 6 | $4,590 | 6.312% | $1,239 | 14 | −$2,484 | |
| 7 | $4,591 | 6.500% | $0 | 11 | −$2,483 | |
| 8 | $4,900 | 6.625% | $1,030 | 77 | −$2,174 | |
| 9 | $5,494 | 5.825% | $79 | 12 | −$1,580 | |
| 10 | $5,860 | 6.562% | $1,971 | 12 | −$1,214 | |
| 11 | $6,269 | 6.500% | $1,738 | 48 | −$805 | |
| 12 | $6,427 | 6.625% | $1,780 | 102 | −$647 | |
| 13 | $7,255 | 6.125% | $2,708 | 21 | +$181 | |
| 14 | $7,430 | 6.875% | $1,855 | 16 | +$356 | |
| 15 | $7,516 | 6.875% | $3,322 | 10 | +$442 | |
| 16 | $7,536 | 6.870% | $3,518 | 14 | +$462 | |
| 17 | $7,725 | 6.812% | $2,118 | 14 | +$651 | |
| 18 | $7,792 | 6.375% | $2,065 | 62 | +$718 | |
| 19 | $7,838 | 6.750% | $3,917 | 79 | +$764 | |
| 20 | $8,104 | 8.925% | $4,500 | 48 | +$1,030 | |
| 21 | $8,221 | 6.625% | $3,433 | 127 | +$1,147 | |
| 22 | $8,307 | 6.500% | $4,608 | 82 | +$1,233 | |
| 23 | $8,436 | 6.625% | $3,534 | 32 | +$1,362 | |
| 24 | $9,148 | 6.625% | $5,838 | 23 | +$2,074 | |
| 25 | $9,497 | 6.183% | $5,183 | 10 | +$2,423 |
Includes lenders with 10+ purchase originations in Midland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.