Lowest closing cost mortgage lenders in Hidalgo County County, Texas
In Hidalgo County, Texas, homebuyers paid a median of $9,620 in closing costs in 2024 — above the Texas median of $8,418. The county saw 4,207 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $2,834, which is $3,876 less than the county median.
Homebuyers in Hidalgo County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $6,786 less in closing costs than the county median.
County Median Costs
$9,620
+14.3% vs Texas ($8,418)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,744
Purchase Originations
4,207
vs Texas Median
14.3% above
$1,202
vs National Median
42.7% above
$2,879
Lender rankings in Hidalgo County County
43 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,467 | 6.188% | $1,488 | 12 | −$3,617 | |
| 2 | $4,243 | 6.750% | $1,550 | 16 | −$2,841 | |
| 3 | $4,466 | 7.188% | $1,300 | 14 | −$2,618 | |
| 4 | $4,475 | 6.500% | $1,300 | 45 | −$2,609 | |
| 5 | $4,564 | 6.875% | $925 | 126 | −$2,520 | |
| 6 | $4,808 | 5.990% | $1,278 | 10 | −$2,276 | |
| 7 | $4,904 | 6.500% | $1,808 | 16 | −$2,180 | |
| 8 | $5,119 | 5.700% | $1,968 | 10 | −$1,965 | |
| 9 | $5,795 | 6.875% | $1,999 | 17 | −$1,289 | |
| 10 | $6,728 | 6.250% | $3,351 | 252 | −$356 | |
| 11 | $6,799 | 6.375% | $3,976 | 47 | −$285 | |
| 12 | $6,863 | 6.625% | $3,657 | 21 | −$221 | |
| 13 | $7,035 | 6.375% | $3,873 | 47 | −$49 | |
| 14 | $7,124 | 6.500% | $3,820 | 57 | +$40 | |
| 15 | $7,297 | 6.500% | $4,429 | 95 | +$213 | |
| 16 | $7,374 | 6.500% | $3,412 | 18 | +$290 | |
| 17 | $7,398 | 6.625% | $4,132 | 23 | +$314 | |
| 18 | $7,560 | 6.375% | $3,822 | 39 | +$476 | |
| 19 | $7,790 | 6.625% | $4,140 | 88 | +$706 | |
| 20 | $7,916 | 6.500% | $4,494 | 108 | +$832 | |
| 21 | $8,106 | 6.950% | $4,626 | 91 | +$1,022 | |
| 22 | $8,245 | 6.490% | $5,454 | 43 | +$1,161 | |
| 23 | $8,278 | 7.125% | $4,549 | 11 | +$1,194 | |
| 24 | $8,343 | 6.875% | $4,870 | 65 | +$1,259 | |
| 25 | $8,384 | 6.490% | $4,973 | 16 | +$1,300 | |
| 26 | $8,644 | 6.875% | $5,151 | 32 | +$1,560 | |
| 27 | $9,288 | 7.365% | $4,729 | 17 | +$2,204 | |
| 28 | $10,224 | 7.125% | $5,600 | 66 | +$3,140 | |
| 29 | $10,460 | 6.875% | $6,685 | 37 | +$3,376 | |
| 30 | $10,586 | 6.500% | $5,544 | 22 | +$3,502 |
Includes lenders with 10+ purchase originations in Hidalgo County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.