Lowest closing cost mortgage lenders in Kent County County, Rhode Island
In Kent County, Rhode Island, homebuyers paid a median of $5,845 in closing costs in 2024 — above the Rhode Island median of $5,612. The county saw 1,565 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, JPMorgan Chase Bank, National Association offered the lowest median costs at $3,170, which is $1,652 less than the county median.
Homebuyers in Kent County County who chose JPMorgan Chase Bank, National Association paid $2,675 less in closing costs than the county median.
County Median Costs
$5,845
+4.2% vs Rhode Island ($5,612)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,975
Purchase Originations
1,565
vs Rhode Island Median
4.2% above
$233
vs National Median
13.3% below
$-896
Lender rankings in Kent County County
36 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,170 | 6.375% | $144 | 15 | −$1,652 | |
| 2 | $3,397 | 6.562% | $750 | 10 | −$1,425 | |
| 3 | $3,491 | 6.625% | $750 | 25 | −$1,331 | |
| 4 | $3,672 | 6.625% | $695 | 57 | −$1,150 | |
| 5 | $3,741 | 6.125% | $995 | 43 | −$1,081 | |
| 6 | $4,119 | 6.625% | $990 | 27 | −$703 | |
| 7 | $4,179 | 6.875% | $1,399 | 13 | −$643 | |
| 8 | $4,269 | 6.188% | $2,023 | 10 | −$553 | |
| 9 | $4,382 | 6.625% | $1,391 | 32 | −$440 | |
| 10 | $4,509 | 6.624% | $1,499 | 46 | −$313 | |
| 11 | $4,522 | 6.875% | $1,658 | 50 | −$300 | |
| 12 | $4,581 | 6.438% | $1,897 | 14 | −$241 | |
| 13 | $4,766 | 6.808% | $1,555 | 10 | −$56 | |
| 14 | $4,814 | 6.990% | $1,816 | 36 | −$8 | |
| 15 | $4,866 | 6.750% | $2,132 | 29 | +$44 | |
| 16 | $5,017 | 6.963% | $1,695 | 84 | +$195 | |
| 17 | $5,131 | 6.625% | $2,154 | 28 | +$309 | |
| 18 | $5,134 | 6.875% | $2,084 | 23 | +$312 | |
| 19 | $5,187 | 6.875% | $2,418 | 22 | +$365 | |
| 20 | $5,339 | 6.375% | $1,438 | 32 | +$517 | |
| 21 | $5,543 | 6.875% | $2,895 | 30 | +$721 | |
| 22 | $5,632 | 6.990% | $1,945 | 41 | +$810 | |
| 23 | $6,084 | 6.625% | $3,732 | 12 | +$1,262 | |
| 24 | $6,277 | 6.625% | $3,441 | 20 | +$1,455 | |
| 25 | $6,408 | 6.625% | $3,103 | 15 | +$1,586 | |
| 26 | $6,443 | 6.625% | $4,535 | 41 | +$1,621 | |
| 27 | $6,456 | 6.875% | $3,591 | 19 | +$1,634 | |
| 28 | $6,759 | 6.625% | $3,226 | 19 | +$1,937 | |
| 29 | $6,855 | 6.750% | $3,974 | 15 | +$2,033 | |
| 30 | $7,108 | 6.804% | $3,246 | 12 | +$2,286 | |
| 31 | $7,163 | 6.625% | $4,205 | 10 | +$2,341 | |
| 32 | $8,257 | 6.500% | $5,637 | 26 | +$3,435 | |
| 33 | $9,092 | 6.875% | $6,050 | 23 | +$4,270 | |
| 34 | $9,252 | 6.875% | $6,153 | 10 | +$4,430 |
Includes lenders with 10+ purchase originations in Kent County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Rhode Island → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.