Homebuyers in Kent County County who chose JPMorgan Chase Bank, National Association paid $3,447 less in closing costs than the county median.
County Median Costs
$5,661
−1.3% vs Rhode Island ($5,735)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,865
Purchase Originations
1,740
Denial Rate
4.3%
vs Rhode Island avg (5.0%)
vs Rhode Island Median
1.3% below
$-74
vs National Median
15.3% below
$-1,019
37 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,214 | 6.412% | $411 | 10 | −$2,794 | |
| 2 | $3,020 | 6.625% | $0 | 22 | −$1,988 | |
| 3 | $3,293 | 6.500% | $200 | 10 | −$1,715 | |
| 4 | $3,546 | 6.688% | $750 | 18 | −$1,462 | |
| 5 | $3,584 | 6.500% | $695 | 71 | −$1,424 | |
| 6 | $3,677 | 6.375% | $750 | 22 | −$1,331 | |
| 7 | $4,162 | 6.375% | $1,441 | 18 | −$846 | |
| 8 | $4,179 | 6.188% | $1,045 | 34 | −$829 | |
| 9 | $4,293 | 6.688% | $1,095 | 24 | −$715 | |
| 10 | $4,509 | 6.500% | $990 | 24 | −$499 | |
| 11 | $4,671 | 6.495% | $1,499 | 48 | −$337 | |
| 12 | $4,701 | 6.490% | $1,648 | 42 | −$307 | |
| 13 | $4,726 | 6.875% | $1,783 | 50 | −$282 | |
| 14 | $4,841 | 6.875% | $1,640 | 40 | −$167 | |
| 15 | $4,880 | 6.250% | $1,660 | 14 | −$128 | |
| 16 | $4,948 | 6.490% | $1,499 | 11 | −$60 | |
| 17 | $4,950 | 6.575% | $1,640 | 11 | −$58 | |
| 18 | $5,031 | 6.625% | $1,970 | 11 | +$23 | |
| 19 | $5,079 | 6.625% | $1,802 | 41 | +$71 | |
| 20 | $5,113 | 7.100% | $1,973 | 12 | +$105 | |
| 21 | $5,132 | 6.875% | $2,172 | 11 | +$124 | |
| 22 | $5,229 | 6.625% | $1,640 | 17 | +$221 | |
| 23 | $5,305 | 6.250% | $1,590 | 22 | +$297 | |
| 24 | $5,314 | 6.625% | $1,845 | 83 | +$306 | |
| 25 | $5,491 | 6.812% | $2,103 | 54 | +$483 |
Includes lenders with 10+ purchase originations in Kent County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Rhode Island → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.