Centreville Bank closing costs and rates (2024)
In 2024, Centreville Bank originated 218 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $3,993. That is $2,748 below the national median of $6,741. Centreville Bank is most active in Rhode Island with 168 originations there.
Purchase Originations
218
Median Total Costs
$3,993
−40.8% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$209
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 212 | 6.125% | $3,967 | $995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Rhode Island | 168 | 6.125% | $3,967 | #12 |
| Connecticut | 27 | 6.000% | $3,804 | — |
| Massachusetts | 23 | 6.500% | $4,316 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,760 | 6.188% | — | 44 | −$233 | |
| 2 | $3,790 | 6.000% | — | 18 | −$203 | |
| 3 | $3,862 | 6.000% | — | 2 | −$131 | |
| 4 | $3,920 | 6.000% | — | 6 | −$73 | |
| 5 | $3,964 | 5.990% | — | 77 | −$29 | |
| 6 | $4,083 | 6.625% | — | 1 | +$90 | |
| 7 | $4,102 | 6.312% | — | 4 | +$109 | |
| 8 | $4,116 | 5.875% | — | 29 | +$123 | |
| 9 | $4,159 | 5.625% | — | 1 | +$166 | |
| 10 | $4,160 | 6.750% | — | 9 | +$167 | |
| 11 | $4,316 | 6.500% | — | 1 | +$323 | |
| 12 | $4,392 | 6.500% | — | 1 | +$399 | |
| 13 | $4,416 | 6.250% | — | 14 | +$423 | |
| 14 | $4,586 | 6.062% | — | 2 | +$593 | |
| 15 | $4,600 | 6.438% | — | 4 | +$607 | |
| 16 | $4,772 | 6.250% | — | 4 | +$779 | |
| 17 | $4,883 | 5.875% | — | 1 | +$890 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.