Lowest closing cost mortgage lenders in York County County, Pennsylvania
In York County, Pennsylvania, homebuyers paid a median of $6,897 in closing costs in 2024 — above the Pennsylvania median of $6,553. The county saw 4,586 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Pennsylvania State Employees Credit Union offered the lowest median costs at $3,196, which is $2,535 less than the county median.
Homebuyers in York County County who chose Pennsylvania State Employees Credit Union paid $3,701 less in closing costs than the county median.
County Median Costs
$6,897
+5.3% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,250
Purchase Originations
4,586
vs Pennsylvania Median
5.3% above
$344
vs National Median
2.3% above
$156
Lender rankings in York County County
54 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,196 | 6.125% | $550 | 35 | −$2,535 | |
| 2 | $4,127 | 6.375% | $995 | 65 | −$1,604 | |
| 3 | $4,174 | 6.624% | $1,090 | 14 | −$1,557 | |
| 4 | $4,216 | 6.562% | $1,123 | 24 | −$1,515 | |
| 5 | $4,253 | 6.600% | $1,257 | 13 | −$1,478 | |
| 6 | $4,401 | 6.562% | $0 | 34 | −$1,330 | |
| 7 | $4,554 | 6.625% | $1,089 | 383 | −$1,177 | |
| 8 | $4,644 | 6.750% | $1,150 | 13 | −$1,087 | |
| 9 | $4,705 | 6.250% | $1,330 | 33 | −$1,026 | |
| 10 | $4,750 | 6.875% | $1,640 | 62 | −$981 | |
| 11 | $4,942 | 6.625% | $1,939 | 23 | −$789 | |
| 12 | $4,951 | 6.875% | $1,818 | 39 | −$780 | |
| 13 | $4,974 | 6.750% | $895 | 17 | −$756 | |
| 14 | $5,010 | 5.990% | $998 | 17 | −$721 | |
| 15 | $5,040 | 6.625% | $2,240 | 14 | −$691 | |
| 16 | $5,227 | 6.625% | $1,941 | 143 | −$504 | |
| 17 | $5,376 | 6.625% | $1,916 | 28 | −$355 | |
| 18 | $5,598 | 6.562% | $2,064 | 22 | −$133 | |
| 19 | $5,635 | 6.875% | $1,924 | 21 | −$96 | |
| 20 | $5,668 | 6.875% | $1,837 | 43 | −$63 | |
| 21 | $5,721 | 6.990% | $2,319 | 79 | −$10 | |
| 22 | $5,732 | 6.625% | $2,125 | 17 | +$1 | |
| 23 | $5,736 | 6.875% | $2,090 | 157 | +$5 | |
| 24 | $5,833 | 6.625% | $2,231 | 33 | +$102 | |
| 25 | $5,990 | 6.875% | $1,598 | 39 | +$259 | |
| 26 | $6,221 | 6.750% | $2,802 | 186 | +$490 | |
| 27 | $6,222 | 6.625% | $2,698 | 19 | +$491 | |
| 28 | $6,268 | 6.625% | $1,554 | 41 | +$537 | |
| 29 | $6,271 | 6.875% | $3,407 | 131 | +$540 | |
| 30 | $6,321 | 6.625% | $1,795 | 17 | +$590 | |
| 31 | $6,408 | 6.625% | $3,257 | 104 | +$677 | |
| 32 | $6,414 | 6.625% | $3,056 | 24 | +$683 | |
| 33 | $6,454 | 6.490% | $2,878 | 10 | +$723 | |
| 34 | $6,626 | 6.875% | $3,246 | 55 | +$896 | |
| 35 | $6,680 | 6.625% | $3,742 | 120 | +$949 | |
| 36 | $6,716 | 6.625% | $3,462 | 252 | +$985 | |
| 37 | $6,894 | 6.625% | $3,459 | 32 | +$1,163 | |
| 38 | $6,955 | 6.625% | $3,625 | 36 | +$1,224 | |
| 39 | $6,969 | 6.875% | $3,562 | 56 | +$1,238 | |
| 40 | $7,028 | 6.499% | $3,611 | 68 | +$1,297 | |
| 41 | $7,217 | 6.500% | $4,222 | 10 | +$1,486 | |
| 42 | $7,325 | 6.990% | $3,889 | 19 | +$1,594 | |
| 43 | $7,526 | 6.312% | $3,354 | 10 | +$1,795 | |
| 44 | $7,585 | 6.750% | $3,502 | 10 | +$1,854 | |
| 45 | $7,745 | 6.970% | $4,348 | 24 | +$2,014 | |
| 46 | $7,795 | 6.875% | $3,718 | 24 | +$2,064 | |
| 47 | $7,857 | 6.312% | $3,211 | 36 | +$2,126 | |
| 48 | $8,014 | 6.500% | $4,222 | 14 | +$2,283 | |
| 49 | $9,411 | 6.990% | $5,557 | 11 | +$3,680 | |
| 50 | $9,441 | 6.875% | $4,550 | 13 | +$3,710 | |
| 51 | $10,271 | 6.625% | $6,023 | 34 | +$4,540 | |
| 52 | $12,169 | 6.625% | $6,924 | 19 | +$6,438 |
Includes lenders with 10+ purchase originations in York County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.