Homebuyers in York County County who chose Pennsylvania State Employees Credit Union paid $3,171 less in closing costs than the county median.
County Median Costs
$6,777
+4.3% vs Pennsylvania ($6,500)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,949
Purchase Originations
4,563
Denial Rate
7.8%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
4.3% above
$277
vs National Median
1.4% above
$97
47 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,606 | 6.375% | $678 | 40 | −$2,086 | |
| 2 | $3,955 | 6.375% | $0 | 22 | −$1,737 | |
| 3 | $4,300 | 5.875% | $1,100 | 49 | −$1,392 | |
| 4 | $4,427 | 6.750% | $995 | 65 | −$1,265 | |
| 5 | $4,629 | 6.400% | $1,344 | 13 | −$1,063 | |
| 6 | $4,756 | 6.500% | $1,099 | 356 | −$936 | |
| 7 | $4,778 | 6.875% | $1,640 | 66 | −$914 | |
| 8 | $4,785 | 6.375% | $1,247 | 34 | −$907 | |
| 9 | $4,903 | 6.250% | $1,756 | 31 | −$789 | |
| 10 | $4,988 | 6.125% | $669 | 21 | −$704 | |
| 11 | $5,042 | 6.625% | $1,585 | 18 | −$650 | |
| 12 | $5,042 | 6.375% | $1,784 | 49 | −$650 | |
| 13 | $5,240 | 6.625% | $1,195 | 17 | −$452 | |
| 14 | $5,318 | 6.625% | $2,130 | 39 | −$374 | |
| 15 | $5,324 | 6.625% | $1,830 | 152 | −$368 | |
| 16 | $5,386 | 6.625% | $1,195 | 16 | −$306 | |
| 17 | $5,394 | 6.562% | $2,026 | 18 | −$298 | |
| 18 | $5,456 | 6.500% | $1,500 | 18 | −$236 | |
| 19 | $5,638 | 6.500% | $3,000 | 131 | −$54 | |
| 20 | $5,661 | 6.781% | $1,695 | 118 | −$31 | |
| 21 | $5,750 | 6.624% | $2,226 | 103 | +$58 | |
| 22 | $5,931 | 6.875% | $2,498 | 13 | +$239 | |
| 23 | $5,969 | 6.500% | $2,598 | 27 | +$277 | |
| 24 | $6,010 | 6.625% | $2,836 | 168 | +$318 | |
| 25 | $6,039 | 6.558% | $2,125 | 34 | +$347 |
Includes lenders with 10+ purchase originations in York County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.