Homebuyers in Monroe County County who chose Pennsylvania State Employees Credit Union paid $3,831 less in closing costs than the county median.
County Median Costs
$7,207
+10.9% vs Pennsylvania ($6,500)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,158
Purchase Originations
1,391
Denial Rate
9.3%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
10.9% above
$707
vs National Median
7.9% above
$527
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,376 | 6.500% | $715 | 10 | −$2,603 | |
| 2 | $4,606 | 6.625% | $900 | 17 | −$1,373 | |
| 3 | $4,680 | 6.562% | $1,475 | 10 | −$1,299 | |
| 4 | $4,862 | 6.250% | $795 | 12 | −$1,117 | |
| 5 | $5,091 | 6.500% | $1,622 | 26 | −$888 | |
| 6 | $5,137 | 6.438% | $0 | 12 | −$842 | |
| 7 | $5,198 | 6.750% | $795 | 32 | −$781 | |
| 8 | $5,239 | 6.750% | $1,649 | 10 | −$740 | |
| 9 | $5,486 | 6.375% | $1,602 | 18 | −$493 | |
| 10 | $5,571 | 6.625% | $1,495 | 13 | −$408 | |
| 11 | $5,838 | 6.750% | $1,569 | 17 | −$141 | |
| 12 | $5,937 | 6.838% | $1,790 | 20 | −$42 | |
| 13 | $6,046 | 6.750% | $2,197 | 13 | +$67 | |
| 14 | $6,150 | 6.875% | $2,522 | 94 | +$171 | |
| 15 | $6,258 | 6.625% | $2,086 | 44 | +$279 | |
| 16 | $6,374 | 6.625% | $2,533 | 37 | +$395 | |
| 17 | $6,395 | 6.500% | $2,614 | 10 | +$416 | |
| 18 | $6,553 | 6.500% | $2,204 | 24 | +$574 | |
| 19 | $6,576 | 6.750% | $3,766 | 69 | +$597 | |
| 20 | $6,658 | 6.750% | $3,118 | 20 | +$679 | |
| 21 | $6,667 | 6.750% | $2,703 | 15 | +$688 | |
| 22 | $7,053 | 6.875% | $3,039 | 11 | +$1,074 | |
| 23 | $7,061 | 6.990% | $3,894 | 11 | +$1,082 | |
| 24 | $7,104 | 6.625% | $3,784 | 15 | +$1,125 | |
| 25 | $7,137 | 6.625% | $3,079 | 29 | +$1,158 |
Includes lenders with 10+ purchase originations in Monroe County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.