Lowest closing cost mortgage lenders in Monroe County County, Pennsylvania
In Monroe County, Pennsylvania, homebuyers paid a median of $7,893 in closing costs in 2024 — above the Pennsylvania median of $6,553. The county saw 1,530 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ESSA Bank & Trust offered the lowest median costs at $4,413, which is $2,006 less than the county median.
Homebuyers in Monroe County County who chose ESSA Bank & Trust paid $3,480 less in closing costs than the county median.
County Median Costs
$7,893
+20.4% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,074
Purchase Originations
1,530
vs Pennsylvania Median
20.4% above
$1,340
vs National Median
17.1% above
$1,152
Lender rankings in Monroe County County
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,413 | 6.650% | $795 | 51 | −$2,006 | |
| 2 | $4,477 | 6.500% | $1,376 | 19 | −$1,942 | |
| 3 | $4,842 | 6.875% | $900 | 21 | −$1,577 | |
| 4 | $5,246 | 7.188% | $1,495 | 16 | −$1,173 | |
| 5 | $5,439 | 6.625% | $1,996 | 32 | −$980 | |
| 6 | $5,561 | 6.500% | $1,876 | 15 | −$858 | |
| 7 | $5,808 | 6.588% | $1,692 | 12 | −$611 | |
| 8 | $6,070 | 6.870% | $1,779 | 12 | −$349 | |
| 9 | $6,075 | 7.125% | $2,738 | 21 | −$344 | |
| 10 | $6,550 | 6.875% | $3,186 | 50 | +$131 | |
| 11 | $6,643 | 6.870% | $2,754 | 18 | +$224 | |
| 12 | $6,707 | 6.625% | $4,252 | 85 | +$288 | |
| 13 | $6,936 | 6.625% | $4,108 | 13 | +$517 | |
| 14 | $6,986 | 6.625% | $3,459 | 34 | +$567 | |
| 15 | $7,276 | 6.875% | $2,756 | 11 | +$857 | |
| 16 | $7,286 | 6.875% | $3,098 | 18 | +$867 | |
| 17 | $7,291 | 6.875% | $4,075 | 80 | +$872 | |
| 18 | $7,331 | 6.625% | $3,937 | 11 | +$912 | |
| 19 | $7,394 | 6.875% | $3,852 | 16 | +$975 | |
| 20 | $7,583 | 6.933% | $3,570 | 14 | +$1,164 | |
| 21 | $9,031 | 6.625% | $5,347 | 59 | +$2,612 | |
| 22 | $9,921 | 6.688% | $5,799 | 36 | +$3,502 |
Includes lenders with 10+ purchase originations in Monroe County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.