Homebuyers in Lackawanna County County who chose Community Bank, National Association paid $6,381 less in closing costs than the county median.
County Median Costs
$6,434
−1.0% vs Pennsylvania ($6,500)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,725
Purchase Originations
1,363
Denial Rate
7.8%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
1.0% below
$-66
vs National Median
3.7% below
$-246
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $53 | 7.000% | $0 | 36 | −$5,736 | |
| 2 | $4,965 | 6.000% | $1,550 | 39 | −$824 | |
| 3 | $5,063 | 6.490% | $1,482 | 17 | −$726 | |
| 4 | $5,212 | 6.750% | $1,500 | 15 | −$577 | |
| 5 | $5,290 | 6.375% | $1,942 | 16 | −$499 | |
| 6 | $5,448 | 6.750% | $1,678 | 36 | −$341 | |
| 7 | $5,466 | 6.750% | $1,922 | 63 | −$323 | |
| 8 | $5,785 | 6.750% | $2,711 | 64 | −$4 | |
| 9 | $5,854 | 6.500% | $1,325 | 25 | +$65 | |
| 10 | $5,925 | 6.750% | $1,725 | 113 | +$136 | |
| 11 | $5,940 | 6.625% | $1,176 | 100 | +$151 | |
| 12 | $5,980 | 6.438% | $1,178 | 28 | +$191 | |
| 13 | $6,479 | 6.375% | $2,978 | 13 | +$690 | |
| 14 | $6,516 | 6.598% | $3,082 | 28 | +$727 | |
| 15 | $6,520 | 6.500% | $870 | 27 | +$731 | |
| 16 | $6,611 | 6.750% | $2,994 | 15 | +$822 | |
| 17 | $6,849 | 6.950% | $3,363 | 50 | +$1,060 | |
| 18 | $7,016 | 6.625% | $3,346 | 13 | +$1,227 | |
| 19 | $7,256 | 6.625% | $3,868 | 12 | +$1,467 |
Includes lenders with 10+ purchase originations in Lackawanna County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.