Lowest closing cost mortgage lenders in Lackawanna County County, Pennsylvania
In Lackawanna County, Pennsylvania, homebuyers paid a median of $6,444 in closing costs in 2024 — near the Pennsylvania median of $6,553. The county saw 1,410 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $186, which is $5,438 less than the county median.
Homebuyers in Lackawanna County County who chose Community Bank, National Association paid $6,258 less in closing costs than the county median.
County Median Costs
$6,444
−1.7% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,989
Purchase Originations
1,410
vs Pennsylvania Median
1.7% below
$-109
vs National Median
4.4% below
$-297
Lender rankings in Lackawanna County County
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $186 | 7.188% | $0 | 54 | −$5,438 | |
| 2 | $3,011 | 6.438% | $550 | 12 | −$2,613 | |
| 3 | $3,990 | 6.500% | $419 | 24 | −$1,634 | |
| 4 | $4,124 | 6.375% | $870 | 25 | −$1,500 | |
| 5 | $4,412 | 6.250% | $1,200 | 12 | −$1,212 | |
| 6 | $4,632 | 6.250% | $853 | 41 | −$992 | |
| 7 | $4,996 | 6.933% | $2,217 | 12 | −$628 | |
| 8 | $5,110 | 6.625% | $1,060 | 12 | −$514 | |
| 9 | $5,179 | 6.625% | $1,454 | 24 | −$445 | |
| 10 | $5,273 | 6.312% | $2,200 | 20 | −$351 | |
| 11 | $5,351 | 6.750% | $2,458 | 57 | −$273 | |
| 12 | $5,556 | 6.875% | $1,625 | 82 | −$68 | |
| 13 | $6,033 | 6.875% | $1,592 | 103 | +$409 | |
| 14 | $6,257 | 6.933% | $2,696 | 10 | +$633 | |
| 15 | $6,271 | 6.625% | $3,355 | 89 | +$647 | |
| 16 | $6,293 | 6.624% | $3,112 | 15 | +$669 | |
| 17 | $6,422 | 6.650% | $795 | 12 | +$798 | |
| 18 | $6,601 | 7.125% | $2,342 | 12 | +$977 | |
| 19 | $6,674 | 6.991% | $2,900 | 32 | +$1,050 | |
| 20 | $6,700 | 6.625% | $3,655 | 17 | +$1,076 | |
| 21 | $6,818 | 6.500% | $3,004 | 20 | +$1,194 | |
| 22 | $6,948 | 6.990% | $3,683 | 71 | +$1,324 | |
| 23 | $7,267 | 6.625% | $3,770 | 17 | +$1,643 | |
| 24 | $8,104 | 6.625% | $4,863 | 13 | +$2,480 |
Includes lenders with 10+ purchase originations in Lackawanna County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.