Homebuyers in Franklin County County who chose Pennsylvania State Employees Credit Union paid $3,286 less in closing costs than the county median.
County Median Costs
$6,660
+2.5% vs Pennsylvania ($6,500)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,877
Purchase Originations
1,472
Denial Rate
7.1%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
2.5% above
$160
vs National Median
0.3% below
$-20
27 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,374 | 6.500% | $715 | 12 | −$1,930 | |
| 2 | $3,511 | 5.300% | $700 | 13 | −$1,793 | |
| 3 | $4,065 | 6.713% | $804 | 20 | −$1,239 | |
| 4 | $4,260 | 6.688% | $1,558 | 16 | −$1,044 | |
| 5 | $4,271 | 5.875% | $1,100 | 31 | −$1,033 | |
| 6 | $4,673 | 6.045% | $1,250 | 14 | −$631 | |
| 7 | $4,846 | 6.812% | $1,213 | 18 | −$458 | |
| 8 | $4,927 | 6.875% | $1,640 | 13 | −$377 | |
| 9 | $5,003 | 6.625% | $1,804 | 46 | −$301 | |
| 10 | $5,080 | 6.490% | $1,280 | 86 | −$224 | |
| 11 | $5,116 | 6.625% | $2,179 | 57 | −$188 | |
| 12 | $5,178 | 6.500% | $1,874 | 23 | −$126 | |
| 13 | $5,321 | 6.750% | $1,841 | 25 | +$17 | |
| 14 | $5,534 | 6.750% | $1,514 | 15 | +$230 | |
| 15 | $5,717 | 6.500% | $2,420 | 35 | +$413 | |
| 16 | $5,735 | 6.875% | $2,177 | 54 | +$431 | |
| 17 | $5,826 | 6.770% | $2,361 | 13 | +$522 | |
| 18 | $5,989 | 6.500% | $2,507 | 11 | +$685 | |
| 19 | $6,392 | 6.875% | $3,411 | 33 | +$1,088 | |
| 20 | $6,654 | 6.612% | $3,646 | 12 | +$1,350 | |
| 21 | $6,797 | 6.500% | $3,604 | 43 | +$1,493 | |
| 22 | $6,866 | 6.875% | $2,190 | 29 | +$1,562 | |
| 23 | $7,298 | 6.625% | $4,212 | 15 | +$1,994 | |
| 24 | $8,680 | 6.490% | $4,109 | 11 | +$3,376 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.