Lowest closing cost mortgage lenders in Franklin County County, Pennsylvania
In Franklin County, Pennsylvania, homebuyers paid a median of $6,835 in closing costs in 2024 — above the Pennsylvania median of $6,553. The county saw 1,317 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Pennsylvania State Employees Credit Union offered the lowest median costs at $2,843, which is $2,627 less than the county median.
Homebuyers in Franklin County County who chose Pennsylvania State Employees Credit Union paid $3,992 less in closing costs than the county median.
County Median Costs
$6,835
+4.3% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,121
Purchase Originations
1,317
vs Pennsylvania Median
4.3% above
$282
vs National Median
1.4% above
$94
Lender rankings in Franklin County County
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,843 | 6.375% | $550 | 11 | −$2,627 | |
| 2 | $3,745 | 5.550% | $700 | 16 | −$1,725 | |
| 3 | $3,786 | 6.500% | $915 | 44 | −$1,684 | |
| 4 | $3,944 | 6.500% | $1,100 | 26 | −$1,526 | |
| 5 | $4,322 | 6.750% | $1,092 | 15 | −$1,148 | |
| 6 | $4,378 | 6.745% | $895 | 66 | −$1,092 | |
| 7 | $4,510 | 6.750% | $1,090 | 19 | −$960 | |
| 8 | $4,922 | 6.750% | $1,669 | 12 | −$548 | |
| 9 | $4,963 | 6.875% | $2,052 | 30 | −$507 | |
| 10 | $5,287 | 6.875% | $2,210 | 11 | −$183 | |
| 11 | $5,600 | 6.625% | $2,664 | 25 | +$130 | |
| 12 | $5,672 | 6.875% | $1,781 | 15 | +$202 | |
| 13 | $5,907 | 6.875% | $2,498 | 10 | +$437 | |
| 14 | $5,963 | 6.990% | $2,311 | 12 | +$493 | |
| 15 | $6,575 | 6.875% | $3,344 | 50 | +$1,105 | |
| 16 | $6,690 | 6.625% | $3,890 | 16 | +$1,220 | |
| 17 | $6,897 | 7.125% | $4,320 | 21 | +$1,427 | |
| 18 | $7,049 | 6.990% | $4,244 | 49 | +$1,579 | |
| 19 | $7,150 | 6.625% | $4,226 | 38 | +$1,680 | |
| 20 | $7,503 | 6.875% | $4,613 | 24 | +$2,033 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.