Horizon Farm Credit, ACA closing costs and rates (2024)
In 2024, Horizon Farm Credit, ACA originated 200 purchase mortgages at a median interest rate of 6.98% and median total closing costs of $5,646. That is $1,095 below the national median of $6,741. Horizon Farm Credit, ACA is most active in Pennsylvania with 151 originations there.
Purchase Originations
200
Median Total Costs
$5,646
−16.2% vs national ($6,741)
Median Rate
6.980%
+5.4% vs national (6.620%)
Median Origination
$2,427
Median Lender Credits
$166
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 200 | 6.980% | $5,646 | $2,427 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 151 | 6.970% | $5,609 | #126 |
| Maryland | 33 | 7.020% | $7,096 | — |
| Delaware | 7 | 6.980% | $4,929 | — |
| Virginia | 6 | 6.880% | $4,853 | — |
| New York | 1 | 6.820% | $5,320 | — |
| Ohio | 1 | 6.580% | $1,339 | — |
| West Virginia | 1 | 7.040% | $4,057 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,319 | 6.990% | — | 10 | −$1,327 | |
| 2 | $4,716 | 6.950% | — | 5 | −$930 | |
| 3 | $5,051 | 7.030% | — | 7 | −$595 | |
| 4 | $5,137 | 6.645% | — | 4 | −$509 | |
| 5 | $5,203 | 6.930% | — | 5 | −$443 | |
| 6 | $5,378 | 7.005% | — | 4 | −$268 | |
| 7 | $5,523 | 7.005% | — | 6 | −$123 | |
| 8 | $5,629 | 7.125% | — | 4 | −$17 | |
| 9 | $5,845 | 7.045% | — | 4 | +$199 | |
| 10 | $6,085 | 6.900% | — | 4 | +$439 | |
| 11 | $6,186 | 7.125% | — | 4 | +$540 | |
| 12 | $6,602 | 6.985% | — | 22 | +$956 | |
| 13 | $6,776 | 7.005% | — | 6 | +$1,130 | |
| 14 | $6,990 | 7.100% | — | 3 | +$1,344 | |
| 15 | $7,084 | 7.020% | — | 4 | +$1,438 | |
| 16 | $7,398 | 6.710% | — | 3 | +$1,752 | |
| 17 | $7,614 | 6.770% | — | 4 | +$1,968 | |
| 18 | $8,227 | 6.935% | — | 4 | +$2,581 | |
| 19 | $8,900 | 6.960% | — | 6 | +$3,254 | |
| 20 | $9,363 | 6.910% | — | 5 | +$3,717 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.