Homebuyers in Erie County County who chose Pennsylvania State Employees Credit Union paid $2,388 less in closing costs than the county median.
County Median Costs
$5,473
−15.8% vs Pennsylvania ($6,500)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,550
Purchase Originations
1,840
Denial Rate
9.0%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
15.8% below
$-1,027
vs National Median
18.1% below
$-1,207
26 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,085 | 6.375% | $550 | 13 | −$1,938 | |
| 2 | $3,742 | 6.625% | $550 | 301 | −$1,281 | |
| 3 | $3,849 | 6.875% | $316 | 12 | −$1,174 | |
| 4 | $3,853 | 6.250% | $1,157 | 49 | −$1,170 | |
| 5 | $4,089 | 6.375% | $1,109 | 26 | −$934 | |
| 6 | $4,120 | 6.125% | $810 | 38 | −$903 | |
| 7 | $4,297 | 6.625% | $1,295 | 49 | −$726 | |
| 8 | $4,303 | 6.750% | $1,107 | 14 | −$720 | |
| 9 | $4,667 | 6.875% | $1,550 | 48 | −$356 | |
| 10 | $4,752 | 7.188% | $1,861 | 10 | −$271 | |
| 11 | $4,852 | 6.625% | $2,060 | 28 | −$171 | |
| 12 | $4,916 | 6.625% | $1,874 | 48 | −$107 | |
| 13 | $4,969 | 6.375% | $1,441 | 41 | −$54 | |
| 14 | $5,048 | 6.438% | $1,641 | 18 | +$25 | |
| 15 | $5,068 | 6.625% | $2,275 | 44 | +$45 | |
| 16 | $5,139 | 6.875% | $1,085 | 42 | +$116 | |
| 17 | $5,411 | 6.500% | $1,325 | 42 | +$388 | |
| 18 | $5,596 | 6.625% | $1,928 | 88 | +$573 | |
| 19 | $5,682 | 6.875% | $2,059 | 16 | +$659 | |
| 20 | $5,812 | 6.875% | $2,751 | 68 | +$789 | |
| 21 | $6,972 | 6.750% | $3,980 | 19 | +$1,949 | |
| 22 | $7,345 | 6.500% | $4,082 | 163 | +$2,322 | |
| 23 | $7,923 | 6.750% | $4,623 | 28 | +$2,900 | |
| 24 | $8,701 | 6.500% | $5,527 | 49 | +$3,678 |
Includes lenders with 10+ purchase originations in Erie County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.