What are the average closing costs in Erie County County?

In Erie County County, the median total loan costs on purchase mortgages were $5,422 in 2024, based on 1,760 originations.

Which lender has the lowest closing costs in Erie County County?

Among lenders with 10+ originations in Erie County County, ERIE FEDERAL CREDIT UNION had the lowest median total closing costs at $3,024 in 2024.

How do closing costs in Erie County County compare to Pennsylvania?

Erie County County closing costs (median $5,422) are 17.3% below the Pennsylvania state median of $6,553.

Lowest closing cost mortgage lenders in Erie County County, Pennsylvania

In Erie County, Pennsylvania, homebuyers paid a median of $5,422 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 1,760 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ERIE FEDERAL CREDIT UNION offered the lowest median costs at $3,024, which is $1,814 less than the county median.

Homebuyers in Erie County County who chose ERIE FEDERAL CREDIT UNION paid $2,398 less in closing costs than the county median.

County Median Costs

$5,422

−17.3% vs Pennsylvania ($6,553)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,641

Purchase Originations

1,760

vs Pennsylvania Median

17.3% below

$-1,131

vs National Median

19.6% below

$-1,319

Lender rankings in Erie County County

24 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	ERIE FEDERAL CREDIT UNION	$3,024	6.562%	$850	14	−$1,814
2	Marquette Savings Bank	$3,454	6.500%	$550	303	−$1,384
3	Widget Federal Credit Union	$3,455	6.375%	$1,000	27	−$1,383
4	CNB Bank	$3,956	6.250%	$995	27	−$882
5	First National Bank of Pennsylvania	$4,165	6.750%	$1,060	42	−$673
6	AFFORDABLE MORTGAGE ADVISORS, LLC	$4,250	6.933%	$1,450	26	−$588
7	FIRST HERITAGE FINANCIAL, LLC	$4,312	6.787%	$1,715	38	−$526
8	HOWARD HANNA FINANCIAL SERVICES, INC.	$4,371	6.625%	$1,925	47	−$467
9	PNC Bank, National Association	$4,583	6.500%	$1,654	32	−$255
10	LOWER, LLC	$4,609	7.000%	$1,790	15	−$229
11	Northwest Bank	$4,632	6.875%	$1,295	40	−$206
12	EQUITY RESOURCES, INC.	$4,924	6.624%	$2,254	54	+$86
13	RELIANCE FIRST CAPITAL, LLC	$5,004	6.750%	$1,749	10	+$166
14	Ixonia Bank	$5,060	6.750%	$1,575	21	+$222
15	MOVEMENT MORTGAGE, LLC	$5,424	6.625%	$2,146	71	+$586
16	Flagstar Bank, National Association	$5,730	6.375%	$3,835	25	+$892
17	ROCKET MORTGAGE, LLC	$5,907	6.875%	$3,171	61	+$1,069
18	FIRST COMMUNITY MORTGAGE, INC.	$5,908	6.750%	$3,126	45	+$1,070
19	PENNYMAC LOAN SERVICES, LLC	$7,103	6.875%	$3,748	42	+$2,265
20	UNITED WHOLESALE MORTGAGE, LLC	$7,186	6.864%	$4,013	190	+$2,348
21	PLAZA HOME MORTGAGE, INC.	$7,605	6.625%	$4,500	37	+$2,767

Includes lenders with 10+ purchase originations in Erie County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.