Purchase Originations
403
Median Total Costs
$3,645
−45.4% vs national ($6,680)
↑ $193 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.125% vs prior year
Median Origination
$550
Median Lender Credits
$100
Denial Rate
2.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 403 | 6.625% | $3,645 | $550 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 402 | 6.625% | $3,646 | #53 |
| Ohio | 1 | 6.500% | $3,626 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,341 | 5.875% | — | 1 | −$304 | |
| 2 | $3,443 | 6.625% | — | 84 | −$202 | |
| 3 | $3,584 | 6.625% | — | 6 | −$61 | |
| 4 | $3,626 | 6.500% | — | 1 | −$19 | |
| 5 | $3,742 | 6.625% | — | 301 | +$97 | |
| 6 | $3,968 | 6.125% | — | 3 | +$323 | |
| 7 | $3,982 | 6.625% | — | 1 | +$337 | |
| 8 | $4,278 | 6.625% | — | 1 | +$633 | |
| 9 | $4,592 | 6.500% | — | 4 | +$947 | |
| 10 | $8,157 | 6.000% | — | 1 | +$4,512 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Marquette Savings Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $195,000 | $335,000 | −$140,000 (−41.8%) |
| Median total closing costs | $3,645 | $7,127 | −$3,482 (−48.9%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.