Lowest closing cost mortgage lenders in Adams County County, Pennsylvania
In Adams County, Pennsylvania, homebuyers paid a median of $6,603 in closing costs in 2024 — near the Pennsylvania median of $6,553. The county saw 831 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MEMBERS 1ST offered the lowest median costs at $3,909, which is $1,815 less than the county median.
Homebuyers in Adams County County who chose MEMBERS 1ST paid $2,694 less in closing costs than the county median.
County Median Costs
$6,603
+0.8% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,975
Purchase Originations
831
vs Pennsylvania Median
0.8% above
$50
vs National Median
2.0% below
$-138
Lender rankings in Adams County County
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,909 | 6.625% | $995 | 15 | −$1,815 | |
| 2 | $4,485 | 6.688% | $1,090 | 38 | −$1,239 | |
| 3 | $4,501 | 6.375% | $1,290 | 15 | −$1,223 | |
| 4 | $4,510 | 5.990% | $250 | 17 | −$1,214 | |
| 5 | $4,768 | 7.125% | $1,640 | 15 | −$956 | |
| 6 | $4,804 | 6.625% | $1,089 | 34 | −$920 | |
| 7 | $4,878 | 6.500% | $1,552 | 17 | −$846 | |
| 8 | $5,342 | 6.990% | $1,985 | 21 | −$382 | |
| 9 | $5,397 | 6.624% | $2,022 | 12 | −$327 | |
| 10 | $5,685 | 6.625% | $2,235 | 16 | −$39 | |
| 11 | $5,970 | 6.625% | $2,351 | 38 | +$246 | |
| 12 | $6,157 | 6.562% | $2,179 | 12 | +$433 | |
| 13 | $6,205 | 6.990% | $2,583 | 18 | +$481 | |
| 14 | $6,258 | 6.950% | $2,788 | 44 | +$534 | |
| 15 | $6,813 | 6.500% | $4,823 | 17 | +$1,089 | |
| 16 | $7,086 | 6.625% | $3,522 | 25 | +$1,362 | |
| 17 | $7,700 | 6.812% | $4,759 | 10 | +$1,976 | |
| 18 | $7,888 | 6.877% | $4,265 | 10 | +$2,164 | |
| 19 | $8,266 | 6.562% | $3,410 | 10 | +$2,542 | |
| 20 | $9,421 | 6.500% | $6,275 | 21 | +$3,697 |
Includes lenders with 10+ purchase originations in Adams County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.