Homebuyers in Santa Fe County County who chose PULTE MORTGAGE LLC paid $5,945 less in closing costs than the county median.
County Median Costs
$6,296
−7.7% vs New Mexico ($6,823)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,135
Purchase Originations
1,177
Denial Rate
13.6%
vs New Mexico avg (14.8%)
vs New Mexico Median
7.7% below
$-527
vs National Median
5.8% below
$-384
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $351 | 4.990% | $0 | 42 | −$5,412 | |
| 2 | $3,862 | 5.500% | $0 | 26 | −$1,901 | |
| 3 | $4,168 | 5.875% | $1,495 | 10 | −$1,595 | |
| 4 | $4,731 | 6.625% | $2,345 | 25 | −$1,032 | |
| 5 | $4,732 | 5.875% | $995 | 30 | −$1,031 | |
| 6 | $4,924 | 5.750% | $925 | 39 | −$839 | |
| 7 | $4,968 | 6.875% | $1,645 | 53 | −$795 | |
| 8 | $5,207 | 6.875% | $1,805 | 11 | −$556 | |
| 9 | $5,222 | 6.875% | $1,181 | 24 | −$541 | |
| 10 | $5,667 | 6.875% | $1,678 | 25 | −$96 | |
| 11 | $5,777 | 6.625% | $3,203 | 30 | +$14 | |
| 12 | $6,077 | 6.565% | $2,725 | 10 | +$314 | |
| 13 | $6,346 | 6.875% | $3,129 | 89 | +$583 | |
| 14 | $6,382 | 6.874% | $3,605 | 55 | +$619 | |
| 15 | $6,386 | 6.850% | $1,800 | 14 | +$623 | |
| 16 | $6,554 | 6.625% | $2,956 | 83 | +$791 | |
| 17 | $6,781 | 6.750% | $3,302 | 51 | +$1,018 | |
| 18 | $6,782 | 6.625% | $2,818 | 25 | +$1,019 | |
| 19 | $6,986 | 8.980% | $4,500 | 12 | +$1,223 | |
| 20 | $7,288 | 6.250% | $3,494 | 12 | +$1,525 | |
| 21 | $7,573 | 6.875% | $4,596 | 11 | +$1,810 | |
| 22 | $10,999 | 6.450% | $7,227 | 21 | +$5,236 | |
| 23 | $13,582 | 6.750% | $10,055 | 12 | +$7,819 |
Includes lenders with 10+ purchase originations in Santa Fe County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.