Lowest closing cost mortgage lenders in Gloucester County County, New Jersey
In Gloucester County, New Jersey, homebuyers paid a median of $7,616 in closing costs in 2024 — near the New Jersey median of $7,624. The county saw 2,834 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Columbia Bank offered the lowest median costs at $375, which is $5,689 less than the county median.
Homebuyers in Gloucester County County who chose Columbia Bank paid $7,241 less in closing costs than the county median.
County Median Costs
$7,616
−0.1% vs New Jersey ($7,624)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,830
Purchase Originations
2,834
vs New Jersey Median
0.1% below
$-8
vs National Median
13.0% above
$875
Lender rankings in Gloucester County County
45 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $375 | 6.250% | $0 | 10 | −$5,689 | |
| 2 | $2,587 | 6.125% | $1,485 | 22 | −$3,477 | |
| 3 | $3,653 | 6.375% | $550 | 37 | −$2,411 | |
| 4 | $3,721 | 6.625% | $0 | 35 | −$2,343 | |
| 5 | $3,789 | 6.625% | $645 | 10 | −$2,275 | |
| 6 | $3,829 | 6.625% | $950 | 20 | −$2,235 | |
| 7 | $4,430 | 6.812% | $1,200 | 26 | −$1,634 | |
| 8 | $4,662 | 6.500% | $1,849 | 15 | −$1,402 | |
| 9 | $4,680 | 6.375% | $1,834 | 19 | −$1,384 | |
| 10 | $4,707 | 6.990% | $1,479 | 49 | −$1,357 | |
| 11 | $4,756 | 6.875% | $1,295 | 175 | −$1,308 | |
| 12 | $4,968 | 6.875% | $1,991 | 24 | −$1,096 | |
| 13 | $5,133 | 6.625% | $1,445 | 21 | −$931 | |
| 14 | $5,190 | 6.438% | $1,684 | 14 | −$874 | |
| 15 | $5,191 | 6.875% | $1,392 | 15 | −$873 | |
| 16 | $5,208 | 6.312% | $1,803 | 10 | −$856 | |
| 17 | $5,230 | 6.990% | $2,084 | 28 | −$834 | |
| 18 | $5,340 | 6.875% | $2,069 | 67 | −$724 | |
| 19 | $5,418 | 6.875% | $2,086 | 120 | −$646 | |
| 20 | $5,450 | 6.625% | $1,795 | 29 | −$614 | |
| 21 | $5,514 | 6.625% | $1,640 | 37 | −$550 | |
| 22 | $5,647 | 6.875% | $1,878 | 31 | −$417 | |
| 23 | $5,804 | 6.990% | $2,372 | 27 | −$260 | |
| 24 | $6,069 | 6.875% | $3,026 | 11 | +$5 | |
| 25 | $6,078 | 6.812% | $3,011 | 12 | +$14 | |
| 26 | $6,323 | 6.990% | $3,531 | 40 | +$259 | |
| 27 | $6,333 | 7.000% | $1,988 | 12 | +$269 | |
| 28 | $6,451 | 6.995% | $1,776 | 24 | +$387 | |
| 29 | $6,523 | 6.625% | $4,486 | 68 | +$459 | |
| 30 | $6,562 | 6.875% | $3,649 | 14 | +$498 | |
| 31 | $6,760 | 6.624% | $4,425 | 11 | +$696 | |
| 32 | $6,760 | 6.875% | $3,544 | 87 | +$696 | |
| 33 | $7,247 | 6.875% | $4,364 | 11 | +$1,183 | |
| 34 | $7,524 | 6.990% | $3,696 | 14 | +$1,460 | |
| 35 | $7,582 | 6.624% | $3,997 | 41 | +$1,518 | |
| 36 | $7,676 | 6.990% | $4,339 | 103 | +$1,612 | |
| 37 | $7,755 | 6.933% | $4,320 | 12 | +$1,691 | |
| 38 | $7,776 | 6.750% | $4,315 | 19 | +$1,712 | |
| 39 | $8,185 | 6.875% | $5,031 | 175 | +$2,121 | |
| 40 | $8,519 | 6.990% | $5,050 | 17 | +$2,455 | |
| 41 | $8,614 | 6.875% | $5,404 | 54 | +$2,550 | |
| 42 | $8,798 | 6.750% | $5,596 | 67 | +$2,734 | |
| 43 | $9,217 | 6.875% | $5,355 | 26 | +$3,153 |
Includes lenders with 10+ purchase originations in Gloucester County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.