Homebuyers in Gloucester County County who chose Columbia Bank paid $6,765 less in closing costs than the county median.
County Median Costs
$7,140
−4.5% vs New Jersey ($7,473)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,199
Purchase Originations
2,969
Denial Rate
5.2%
vs New Jersey avg (5.9%)
vs New Jersey Median
4.5% below
$-333
vs National Median
6.9% above
$460
44 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $375 | 6.000% | $0 | 14 | −$5,450 | |
| 2 | $1,165 | 6.250% | $364 | 18 | −$4,660 | |
| 3 | $3,178 | 6.688% | $0 | 22 | −$2,647 | |
| 4 | $3,666 | 6.625% | $595 | 10 | −$2,159 | |
| 5 | $4,209 | 6.875% | $1,679 | 53 | −$1,616 | |
| 6 | $4,221 | 6.500% | $1,442 | 17 | −$1,604 | |
| 7 | $4,272 | 6.625% | $820 | 45 | −$1,553 | |
| 8 | $4,357 | 6.438% | $1,030 | 14 | −$1,468 | |
| 9 | $4,575 | 6.438% | $2,041 | 14 | −$1,250 | |
| 10 | $4,580 | 6.750% | $1,890 | 17 | −$1,245 | |
| 11 | $4,678 | 6.625% | $1,455 | 15 | −$1,147 | |
| 12 | $4,762 | 6.625% | $1,395 | 48 | −$1,063 | |
| 13 | $4,870 | 6.750% | $1,550 | 195 | −$955 | |
| 14 | $5,121 | 6.875% | $1,575 | 73 | −$704 | |
| 15 | $5,142 | 6.500% | $1,940 | 18 | −$683 | |
| 16 | $5,158 | 6.624% | $1,996 | 29 | −$667 | |
| 17 | $5,348 | 6.625% | $1,529 | 10 | −$477 | |
| 18 | $5,418 | 6.875% | $2,116 | 12 | −$407 | |
| 19 | $5,447 | 6.750% | $1,744 | 49 | −$378 | |
| 20 | $5,532 | 6.875% | $1,913 | 33 | −$293 | |
| 21 | $5,575 | 6.750% | $2,350 | 16 | −$250 | |
| 22 | $5,600 | 6.750% | $2,423 | 17 | −$224 | |
| 23 | $5,660 | 6.625% | $1,948 | 80 | −$165 | |
| 24 | $5,713 | 6.875% | $1,895 | 97 | −$112 | |
| 25 | $5,879 | 6.490% | $2,895 | 15 | +$54 |
Includes lenders with 10+ purchase originations in Gloucester County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.