Lowest closing cost mortgage lenders in Atlantic County County, New Jersey
In Atlantic County, New Jersey, homebuyers paid a median of $6,281 in closing costs in 2024 — below the New Jersey median of $7,624. The county saw 1,989 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, OceanFirst Bank, National Association offered the lowest median costs at $3,700, which is $1,429 less than the county median.
Homebuyers in Atlantic County County who chose OceanFirst Bank, National Association paid $2,581 less in closing costs than the county median.
County Median Costs
$6,281
−17.6% vs New Jersey ($7,624)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,676
Purchase Originations
1,989
vs New Jersey Median
17.6% below
$-1,343
vs National Median
6.8% below
$-460
Lender rankings in Atlantic County County
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,700 | 6.000% | $550 | 70 | −$1,429 | |
| 2 | $3,746 | 6.438% | $1,498 | 22 | −$1,383 | |
| 3 | $3,901 | 6.000% | $683 | 13 | −$1,228 | |
| 4 | $3,902 | 6.438% | $950 | 12 | −$1,227 | |
| 5 | $4,240 | 6.625% | $999 | 25 | −$889 | |
| 6 | $4,570 | 6.625% | $1,595 | 19 | −$559 | |
| 7 | $4,583 | 6.625% | $1,450 | 77 | −$546 | |
| 8 | $4,601 | 6.933% | $1,195 | 12 | −$528 | |
| 9 | $4,643 | 6.990% | $1,395 | 173 | −$486 | |
| 10 | $4,647 | 6.875% | $1,295 | 131 | −$482 | |
| 11 | $4,675 | 6.875% | $1,499 | 46 | −$454 | |
| 12 | $4,960 | 6.750% | $2,499 | 23 | −$169 | |
| 13 | $4,965 | 7.125% | $2,176 | 20 | −$164 | |
| 14 | $5,001 | 6.990% | $1,861 | 29 | −$128 | |
| 15 | $5,090 | 6.500% | $994 | 45 | −$39 | |
| 16 | $5,098 | 6.625% | $1,495 | 10 | −$31 | |
| 17 | $5,292 | 6.600% | $1,864 | 40 | +$163 | |
| 18 | $5,338 | 6.875% | $1,769 | 17 | +$209 | |
| 19 | $5,543 | 6.625% | $1,795 | 27 | +$414 | |
| 20 | $5,705 | 6.688% | $3,307 | 38 | +$576 | |
| 21 | $6,016 | 6.875% | $2,280 | 20 | +$887 | |
| 22 | $6,348 | 6.999% | $3,031 | 20 | +$1,219 | |
| 23 | $6,690 | 6.688% | $2,931 | 18 | +$1,561 | |
| 24 | $7,392 | 6.990% | $3,968 | 74 | +$2,263 | |
| 25 | $7,583 | 6.874% | $3,717 | 33 | +$2,454 | |
| 26 | $7,824 | 6.625% | $4,536 | 49 | +$2,695 | |
| 27 | $8,648 | 6.870% | $4,672 | 12 | +$3,519 |
Includes lenders with 10+ purchase originations in Atlantic County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.