Homebuyers in Atlantic County County who chose Wilmington Savings Fund Society, FSB paid $2,765 less in closing costs than the county median.
County Median Costs
$6,112
−18.2% vs New Jersey ($7,473)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,595
Purchase Originations
2,019
Denial Rate
7.7%
vs New Jersey avg (5.9%)
vs New Jersey Median
18.2% below
$-1,361
vs National Median
8.5% below
$-568
34 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,347 | 6.438% | $595 | 12 | −$1,850 | |
| 2 | $3,872 | 6.125% | $820 | 101 | −$1,325 | |
| 3 | $4,310 | 6.990% | $1,495 | 18 | −$887 | |
| 4 | $4,576 | 6.875% | $1,395 | 128 | −$621 | |
| 5 | $4,615 | 6.312% | $1,003 | 12 | −$582 | |
| 6 | $4,635 | 6.375% | $1,819 | 18 | −$562 | |
| 7 | $4,782 | 6.625% | $1,595 | 17 | −$415 | |
| 8 | $4,857 | 6.750% | $1,550 | 195 | −$340 | |
| 9 | $4,895 | 6.490% | $1,680 | 23 | −$302 | |
| 10 | $4,915 | 6.750% | $1,575 | 56 | −$282 | |
| 11 | $5,056 | 6.625% | $2,282 | 13 | −$142 | |
| 12 | $5,126 | 6.500% | $2,149 | 17 | −$71 | |
| 13 | $5,149 | 6.625% | $1,709 | 39 | −$48 | |
| 14 | $5,273 | 6.100% | $1,250 | 11 | +$76 | |
| 15 | $5,287 | 6.750% | $1,962 | 29 | +$90 | |
| 16 | $5,521 | 6.375% | $1,795 | 69 | +$324 | |
| 17 | $5,569 | 5.938% | $2,062 | 10 | +$372 | |
| 18 | $5,575 | 6.625% | $1,790 | 47 | +$378 | |
| 19 | $5,587 | 6.750% | $2,128 | 23 | +$390 | |
| 20 | $5,696 | 6.000% | $2,228 | 11 | +$499 | |
| 21 | $5,735 | 6.625% | $1,895 | 17 | +$538 | |
| 22 | $5,857 | 6.625% | $3,150 | 43 | +$660 | |
| 23 | $6,031 | 6.875% | $1,695 | 11 | +$834 | |
| 24 | $6,294 | 6.875% | $2,525 | 75 | +$1,096 | |
| 25 | $6,320 | 6.562% | $3,078 | 16 | +$1,123 |
Includes lenders with 10+ purchase originations in Atlantic County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.