Lowest closing cost mortgage lenders in Lincoln County County, North Carolina
In Lincoln County, North Carolina, homebuyers paid a median of $5,815 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 1,092 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $350, which is $4,610 less than the county median.
Homebuyers in Lincoln County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,465 less in closing costs than the county median.
County Median Costs
$5,815
+1.7% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,091
Purchase Originations
1,092
vs North Carolina Median
1.7% above
$95
vs National Median
13.7% below
$-926
Lender rankings in Lincoln County County
24 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $350 | 6.562% | $0 | 28 | −$4,610 | |
| 2 | $2,173 | 6.625% | $1,888 | 22 | −$2,787 | |
| 3 | $2,496 | 6.500% | $0 | 10 | −$2,464 | |
| 4 | $3,629 | 6.750% | $1,482 | 11 | −$1,331 | |
| 5 | $3,685 | 6.125% | $1,250 | 11 | −$1,275 | |
| 6 | $4,298 | 6.250% | $1,827 | 16 | −$662 | |
| 7 | $4,306 | 6.875% | $1,395 | 26 | −$654 | |
| 8 | $4,428 | 6.188% | $1,095 | 18 | −$532 | |
| 9 | $4,880 | 6.350% | $2,500 | 50 | −$80 | |
| 10 | $4,962 | 6.875% | $2,535 | 11 | +$2 | |
| 11 | $4,963 | 6.562% | $2,853 | 40 | +$3 | |
| 12 | $4,992 | 6.438% | $1,594 | 20 | +$32 | |
| 13 | $5,107 | 6.844% | $1,718 | 46 | +$147 | |
| 14 | $5,114 | 6.688% | $2,570 | 12 | +$154 | |
| 15 | $5,296 | 6.998% | $3,110 | 22 | +$336 | |
| 16 | $5,473 | 6.875% | $3,369 | 16 | +$513 | |
| 17 | $5,899 | 6.990% | $3,338 | 27 | +$939 | |
| 18 | $6,057 | 6.990% | $2,981 | 20 | +$1,097 | |
| 19 | $6,859 | 6.875% | $3,795 | 15 | +$1,899 | |
| 20 | $6,962 | 6.750% | $4,216 | 12 | +$2,002 | |
| 21 | $7,074 | 6.970% | $5,011 | 18 | +$2,114 | |
| 22 | $8,077 | 6.625% | $4,720 | 29 | +$3,117 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.