Homebuyers in Lincoln County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,224 less in closing costs than the county median.
County Median Costs
$5,574
−2.8% vs North Carolina ($5,736)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,875
Purchase Originations
1,205
Denial Rate
8.6%
vs North Carolina avg (9.1%)
vs North Carolina Median
2.8% below
$-162
vs National Median
16.6% below
$-1,106
24 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $350 | 5.500% | $0 | 35 | −$4,527 | |
| 2 | $1,813 | 6.500% | $0 | 27 | −$3,064 | |
| 3 | $3,793 | 5.750% | $1,863 | 15 | −$1,084 | |
| 4 | $3,875 | 5.875% | $1,500 | 16 | −$1,002 | |
| 5 | $3,927 | 5.875% | $1,225 | 23 | −$950 | |
| 6 | $4,215 | 6.500% | $1,495 | 11 | −$662 | |
| 7 | $4,248 | 6.875% | $1,443 | 17 | −$629 | |
| 8 | $4,390 | 6.625% | $2,316 | 67 | −$487 | |
| 9 | $4,586 | 6.250% | $1,445 | 14 | −$291 | |
| 10 | $4,611 | 6.500% | $1,485 | 29 | −$266 | |
| 11 | $4,757 | 6.250% | $1,295 | 12 | −$120 | |
| 12 | $4,851 | 6.624% | $2,466 | 32 | −$26 | |
| 13 | $4,883 | 6.625% | $1,745 | 37 | +$6 | |
| 14 | $4,912 | 6.600% | $1,734 | 15 | +$35 | |
| 15 | $4,988 | 5.950% | $2,500 | 68 | +$111 | |
| 16 | $5,183 | 6.750% | $1,476 | 21 | +$306 | |
| 17 | $5,641 | 5.990% | $2,909 | 10 | +$764 | |
| 18 | $5,726 | 6.812% | $3,302 | 26 | +$849 | |
| 19 | $6,179 | 6.370% | $2,895 | 26 | +$1,302 | |
| 20 | $6,283 | 6.495% | $3,962 | 18 | +$1,406 | |
| 21 | $7,085 | 6.500% | $3,660 | 11 | +$2,208 | |
| 22 | $7,595 | 6.625% | $4,098 | 15 | +$2,718 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.