Lowest closing cost mortgage lenders in Iredell County County, North Carolina
In Iredell County, North Carolina, homebuyers paid a median of $5,692 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 2,976 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $350, which is $4,329 less than the county median.
Homebuyers in Iredell County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,342 less in closing costs than the county median.
County Median Costs
$5,692
−0.5% vs North Carolina ($5,720)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,847
Purchase Originations
2,976
vs North Carolina Median
0.5% below
$-28
vs National Median
15.6% below
$-1,049
Lender rankings in Iredell County County
38 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $350 | 5.500% | $0 | 130 | −$4,329 | |
| 2 | $1,230 | 6.000% | $1,230 | 154 | −$3,449 | |
| 3 | $2,720 | 6.500% | $126 | 81 | −$1,959 | |
| 4 | $2,809 | 6.500% | $0 | 11 | −$1,870 | |
| 5 | $3,175 | 6.500% | $0 | 15 | −$1,504 | |
| 6 | $3,657 | 6.000% | $1,345 | 36 | −$1,022 | |
| 7 | $4,060 | 6.625% | $1,340 | 14 | −$619 | |
| 8 | $4,077 | 6.490% | $1,250 | 38 | −$602 | |
| 9 | $4,190 | 6.975% | $1,344 | 12 | −$489 | |
| 10 | $4,190 | 6.688% | $1,390 | 14 | −$489 | |
| 11 | $4,318 | 6.500% | $1,125 | 11 | −$361 | |
| 12 | $4,374 | 6.625% | $1,495 | 30 | −$306 | |
| 13 | $4,472 | 6.375% | $1,295 | 12 | −$207 | |
| 14 | $4,656 | 6.875% | $1,874 | 20 | −$23 | |
| 15 | $4,700 | 6.325% | $2,500 | 132 | +$21 | |
| 16 | $4,703 | 6.750% | $1,395 | 42 | +$24 | |
| 17 | $4,819 | 6.625% | $1,958 | 16 | +$140 | |
| 18 | $4,903 | 6.625% | $2,717 | 23 | +$224 | |
| 19 | $4,933 | 6.375% | $2,222 | 34 | +$254 | |
| 20 | $5,154 | 6.625% | $2,200 | 14 | +$475 | |
| 21 | $5,238 | 6.562% | $2,393 | 10 | +$559 | |
| 22 | $5,279 | 6.875% | $2,187 | 162 | +$600 | |
| 23 | $5,294 | 6.875% | $2,799 | 95 | +$615 | |
| 24 | $5,332 | 6.125% | $2,369 | 91 | +$653 | |
| 25 | $5,365 | 6.750% | $3,090 | 13 | +$686 | |
| 26 | $5,578 | 5.750% | $2,871 | 11 | +$899 | |
| 27 | $5,585 | 6.875% | $2,131 | 25 | +$906 | |
| 28 | $5,927 | 6.625% | $3,430 | 71 | +$1,248 | |
| 29 | $5,949 | 6.990% | $2,966 | 58 | +$1,270 | |
| 30 | $6,703 | 6.625% | $3,435 | 26 | +$2,024 | |
| 31 | $7,109 | 6.950% | $4,150 | 55 | +$2,430 | |
| 32 | $7,168 | 6.875% | $3,894 | 44 | +$2,489 | |
| 33 | $7,509 | 6.624% | $5,076 | 11 | +$2,830 | |
| 34 | $8,482 | 7.625% | $5,458 | 18 | +$3,803 | |
| 35 | $9,698 | 6.375% | $7,083 | 37 | +$5,019 |
Includes lenders with 10+ purchase originations in Iredell County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.