Homebuyers in Iredell County County who chose PREMIA MORTGAGE, LLC paid $5,674 less in closing costs than the county median.
County Median Costs
$5,699
−0.7% vs North Carolina ($5,736)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,883
Purchase Originations
2,886
Denial Rate
7.1%
vs North Carolina avg (9.1%)
vs North Carolina Median
0.7% below
$-37
vs National Median
14.7% below
$-981
49 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $25 | 6.188% | $0 | 10 | −$4,794 | |
| 2 | $350 | 5.500% | $0 | 115 | −$4,469 | |
| 3 | $1,230 | 6.125% | $1,230 | 52 | −$3,589 | |
| 4 | $2,741 | 5.875% | $125 | 86 | −$2,078 | |
| 5 | $3,328 | 6.750% | $0 | 13 | −$1,491 | |
| 6 | $3,620 | 6.812% | $795 | 20 | −$1,199 | |
| 7 | $4,009 | 5.875% | $1,389 | 36 | −$810 | |
| 8 | $4,065 | 6.183% | $975 | 10 | −$754 | |
| 9 | $4,099 | 6.688% | $1,686 | 12 | −$720 | |
| 10 | $4,263 | 6.125% | $1,370 | 24 | −$556 | |
| 11 | $4,293 | 6.625% | $1,824 | 32 | −$526 | |
| 12 | $4,356 | 6.240% | $1,722 | 10 | −$463 | |
| 13 | $4,426 | 6.312% | $1,748 | 32 | −$393 | |
| 14 | $4,519 | 6.500% | $1,445 | 40 | −$300 | |
| 15 | $4,645 | 6.990% | $1,695 | 18 | −$174 | |
| 16 | $4,761 | 5.825% | $2,500 | 175 | −$58 | |
| 17 | $4,762 | 6.312% | $2,341 | 14 | −$57 | |
| 18 | $4,797 | 6.433% | $1,909 | 22 | −$22 | |
| 19 | $4,849 | 6.624% | $1,934 | 10 | +$30 | |
| 20 | $4,861 | 6.500% | $3,088 | 25 | +$42 | |
| 21 | $5,067 | 6.750% | $1,745 | 139 | +$248 | |
| 22 | $5,078 | 6.688% | $2,694 | 10 | +$259 | |
| 23 | $5,091 | 6.312% | $1,558 | 12 | +$272 | |
| 24 | $5,127 | 6.375% | $1,640 | 12 | +$308 | |
| 25 | $5,195 | 6.275% | $1,517 | 12 | +$376 |
Includes lenders with 10+ purchase originations in Iredell County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.