Homebuyers in Monroe County County who chose RUOFF MORTGAGE COMPANY, INC. paid $2,185 less in closing costs than the county median.
County Median Costs
$5,186
+14.9% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,046
Purchase Originations
1,529
Denial Rate
14.2%
vs Michigan avg (12.0%)
vs Michigan Median
14.9% above
$672
vs National Median
22.4% below
$-1,494
30 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,001 | 6.750% | $1,325 | 11 | −$1,573 | |
| 2 | $3,100 | 6.875% | $330 | 17 | −$1,474 | |
| 3 | $3,355 | 6.375% | $550 | 45 | −$1,219 | |
| 4 | $3,509 | 6.875% | $999 | 13 | −$1,065 | |
| 5 | $3,537 | 6.625% | $1,295 | 13 | −$1,037 | |
| 6 | $3,604 | 6.375% | $1,100 | 18 | −$970 | |
| 7 | $3,709 | 6.500% | $1,300 | 35 | −$865 | |
| 8 | $3,723 | 6.500% | $1,402 | 31 | −$851 | |
| 9 | $3,802 | 6.625% | $1,270 | 19 | −$772 | |
| 10 | $3,874 | 6.500% | $1,772 | 14 | −$700 | |
| 11 | $4,014 | 6.875% | $1,439 | 20 | −$560 | |
| 12 | $4,038 | 6.375% | $1,390 | 19 | −$536 | |
| 13 | $4,122 | 6.500% | $1,582 | 47 | −$452 | |
| 14 | $4,231 | 6.750% | $1,830 | 106 | −$343 | |
| 15 | $4,416 | 6.625% | $1,867 | 20 | −$158 | |
| 16 | $4,472 | 6.990% | $2,090 | 37 | −$102 | |
| 17 | $4,513 | 6.933% | $2,596 | 10 | −$61 | |
| 18 | $4,514 | 6.875% | $1,946 | 65 | −$60 | |
| 19 | $4,546 | 6.312% | $2,032 | 10 | −$28 | |
| 20 | $4,570 | 6.625% | $1,744 | 11 | −$4 | |
| 21 | $4,576 | 6.312% | $1,400 | 14 | +$2 | |
| 22 | $4,831 | 6.650% | $1,744 | 14 | +$257 | |
| 23 | $4,848 | 6.625% | $1,944 | 78 | +$274 | |
| 24 | $5,349 | 6.375% | $2,637 | 36 | +$775 | |
| 25 | $5,392 | 6.750% | $3,070 | 115 | +$818 |
Includes lenders with 10+ purchase originations in Monroe County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.