STAUNTON FINANCIAL, INC. closing costs and rates (2024)
In 2024, STAUNTON FINANCIAL, INC. originated 1,865 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,198. That ranks #236 nationally by origination volume. For total closing costs among lenders with 500+ originations, STAUNTON FINANCIAL, INC. ranks #128. That is $2,543 below the national median of $6,741. STAUNTON FINANCIAL, INC. is most active in Michigan with 1,828 originations there.
Purchase Originations
1,865
Ranked #236 nationally
Median Total Costs
$4,198
−37.7% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,675
Median Lender Credits
$442
Cost Rank (500+ vol.)
#128
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,481 | 6.625% | $3,900 | $1,605 |
| fha | 297 | 6.625% | $7,103 | $2,029 |
| va | 79 | 6.500% | $5,174 | $510 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,633 | 6.625% | — | 29 | −$565 | |
| 2 | $3,784 | 6.812% | — | 38 | −$414 | |
| 3 | $3,822 | 6.625% | — | 18 | −$376 | |
| 4 | $3,839 | 6.625% | — | 147 | −$359 | |
| 5 | $4,042 | 6.625% | — | 30 | −$156 | |
| 6 | $4,061 | 6.625% | — | 459 | −$137 | |
| 7 | $4,123 | 6.625% | — | 380 | −$75 | |
| 8 | $4,237 | 6.625% | — | 136 | +$39 | |
| 9 | $4,266 | 6.625% | — | 85 | +$68 | |
| 10 | $4,317 | 6.625% | — | 13 | +$119 | |
| 11 | $4,382 | 6.875% | — | 22 | +$184 | |
| 12 | $4,412 | 6.625% | — | 7 | +$214 | |
| 13 | $4,463 | 6.750% | — | 56 | +$265 | |
| 14 | $4,617 | 6.625% | — | 75 | +$419 | |
| 15 | $4,748 | 6.688% | — | 10 | +$550 | |
| 16 | $4,749 | 6.625% | — | 32 | +$551 | |
| 17 | $4,914 | 6.625% | — | 137 | +$716 | |
| 18 | $4,929 | 6.625% | — | 20 | +$731 | |
| 19 | $5,007 | 6.812% | — | 12 | +$809 | |
| 20 | $6,208 | 6.688% | — | 18 | +$2,010 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.