Purchase Originations
2,011
Ranked #222 nationally
Median Total Costs
$4,485
−32.9% vs national ($6,680)
↑ $287 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,740
Median Lender Credits
$404
Cost Rank (500+ vol.)
#147
among lenders with 500+ originations
Denial Rate
4.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,568 | 6.625% | $4,193 | $1,696 |
| fha | 328 | 6.625% | $7,656 | $2,134 |
| va | 109 | 6.250% | $6,632 | $654 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,931 | 6.562% | — | 38 | −$554 | |
| 2 | $4,013 | 6.625% | — | 79 | −$472 | |
| 3 | $4,115 | 6.625% | — | 18 | −$370 | |
| 4 | $4,133 | 6.625% | — | 15 | −$352 | |
| 5 | $4,209 | 6.500% | — | 494 | −$276 | |
| 6 | $4,294 | 6.624% | — | 145 | −$191 | |
| 7 | $4,305 | 6.625% | — | 48 | −$180 | |
| 8 | $4,486 | 6.625% | — | 405 | +$1 | |
| 9 | $4,578 | 6.495% | — | 172 | +$93 | |
| 10 | $4,659 | 6.625% | — | 25 | +$174 | |
| 11 | $4,752 | 6.625% | — | 131 | +$267 | |
| 12 | $4,795 | 6.750% | — | 17 | +$310 | |
| 13 | $4,801 | 6.625% | — | 14 | +$316 | |
| 14 | $5,105 | 6.625% | — | 30 | +$620 | |
| 15 | $5,209 | 6.625% | — | 74 | +$724 | |
| 16 | $5,222 | 6.688% | — | 14 | +$737 | |
| 17 | $5,697 | 6.625% | — | 87 | +$1,212 | |
| 18 | $5,809 | 6.625% | — | 14 | +$1,324 | |
| 19 | $6,085 | 6.625% | — | 15 | +$1,600 | |
| 20 | $6,146 | 6.490% | — | 14 | +$1,661 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Staunton Financial, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $245,000 | $335,000 | −$90,000 (−26.9%) |
| Median total closing costs | $4,485 | $7,127 | −$2,642 (−37.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.