DFCU FINANCIAL closing costs and rates (2024)
In 2024, DFCU FINANCIAL originated 528 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,380. That ranks #618 nationally by origination volume. For total closing costs among lenders with 500+ originations, DFCU FINANCIAL ranks #146. That is $2,361 below the national median of $6,741. DFCU FINANCIAL is most active in Michigan with 469 originations there.
Purchase Originations
528
Ranked #618 nationally
Median Total Costs
$4,380
−35.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,855
Median Lender Credits
$500
Cost Rank (500+ vol.)
#146
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 528 | 6.625% | $4,380 | $1,855 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,175 | 6.625% | — | 3 | −$1,205 | |
| 2 | $4,010 | 6.625% | — | 27 | −$370 | |
| 3 | $4,132 | 6.625% | — | 221 | −$248 | |
| 4 | $4,141 | 6.375% | — | 5 | −$239 | |
| 5 | $4,310 | 6.750% | — | 92 | −$70 | |
| 6 | $4,310 | 6.250% | — | 3 | −$70 | |
| 7 | $4,427 | 6.562% | — | 4 | +$47 | |
| 8 | $4,438 | 6.688% | — | 28 | +$58 | |
| 9 | $4,533 | 6.500% | — | 24 | +$153 | |
| 10 | $4,886 | 6.875% | — | 3 | +$506 | |
| 11 | $5,002 | 6.750% | — | 38 | +$622 | |
| 12 | $5,154 | 6.812% | — | 2 | +$774 | |
| 13 | $5,222 | 6.688% | — | 4 | +$842 | |
| 14 | $6,457 | 6.938% | — | 2 | +$2,077 | |
| 15 | $6,763 | 6.875% | — | 7 | +$2,383 | |
| 16 | $8,122 | 6.500% | — | 12 | +$3,742 | |
| 17 | $8,442 | 6.500% | — | 3 | +$4,062 | |
| 18 | $8,723 | 6.375% | — | 3 | +$4,343 | |
| 19 | $10,995 | 6.625% | — | 18 | +$6,615 | |
| 20 | $11,996 | 6.625% | — | 2 | +$7,616 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.