Lowest closing cost mortgage lenders in Allegan County County, Michigan
In Allegan County, Michigan, homebuyers paid a median of $4,412 in closing costs in 2024 — near the Michigan median of $4,438. The county saw 1,054 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Honor Credit Union offered the lowest median costs at $2,832, which is $1,126 less than the county median.
Homebuyers in Allegan County County who chose Honor Credit Union paid $1,580 less in closing costs than the county median.
County Median Costs
$4,412
−0.6% vs Michigan ($4,438)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,587
Purchase Originations
1,054
vs Michigan Median
0.6% below
$-26
vs National Median
34.5% below
$-2,329
Lender rankings in Allegan County County
23 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,832 | 6.750% | $950 | 19 | −$1,126 | |
| 2 | $3,241 | 6.500% | $919 | 22 | −$717 | |
| 3 | $3,247 | 6.875% | $1,075 | 47 | −$711 | |
| 4 | $3,342 | 6.625% | $1,295 | 23 | −$616 | |
| 5 | $3,366 | 6.250% | $1,275 | 12 | −$592 | |
| 6 | $3,397 | 6.750% | $975 | 13 | −$561 | |
| 7 | $3,425 | 6.490% | $1,043 | 173 | −$533 | |
| 8 | $3,599 | 6.750% | $1,190 | 52 | −$359 | |
| 9 | $3,635 | 6.688% | $1,288 | 26 | −$323 | |
| 10 | $3,732 | 6.625% | $1,510 | 13 | −$226 | |
| 11 | $3,783 | 6.938% | $1,353 | 10 | −$175 | |
| 12 | $4,281 | 6.750% | $1,563 | 27 | +$323 | |
| 13 | $4,409 | 6.375% | $2,840 | 23 | +$451 | |
| 14 | $4,666 | 6.625% | $2,680 | 15 | +$708 | |
| 15 | $4,735 | 6.999% | $2,570 | 43 | +$777 | |
| 16 | $5,041 | 6.750% | $2,883 | 63 | +$1,083 | |
| 17 | $5,137 | 7.125% | $2,951 | 11 | +$1,179 | |
| 18 | $5,598 | 6.875% | $4,130 | 23 | +$1,640 | |
| 19 | $5,938 | 7.062% | $3,856 | 16 | +$1,980 | |
| 20 | $7,053 | 6.625% | $4,074 | 13 | +$3,095 | |
| 21 | $7,674 | 6.625% | $5,148 | 10 | +$3,716 | |
| 22 | $9,524 | 6.865% | $5,732 | 10 | +$5,566 |
Includes lenders with 10+ purchase originations in Allegan County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.