CONSUMERS CREDIT UNION closing costs and rates (2024)
In 2024, CONSUMERS CREDIT UNION originated 941 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $3,242. That ranks #391 nationally by origination volume. For total closing costs among lenders with 500+ originations, CONSUMERS CREDIT UNION ranks #62. That is $3,499 below the national median of $6,741. CONSUMERS CREDIT UNION is most active in Michigan with 929 originations there.
Purchase Originations
941
Ranked #391 nationally
Median Total Costs
$3,242
−51.9% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,075
Median Lender Credits
$76
Cost Rank (500+ vol.)
#62
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 941 | 6.750% | $3,242 | $1,075 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,903 | 6.625% | — | 13 | −$339 | |
| 2 | $2,924 | 6.875% | — | 40 | −$318 | |
| 3 | $2,931 | 6.562% | — | 4 | −$311 | |
| 4 | $2,936 | 6.688% | — | 8 | −$306 | |
| 5 | $3,005 | 6.875% | — | 9 | −$237 | |
| 6 | $3,092 | 6.812% | — | 16 | −$150 | |
| 7 | $3,116 | 6.875% | — | 17 | −$126 | |
| 8 | $3,195 | 6.625% | — | 13 | −$47 | |
| 9 | $3,196 | 6.875% | — | 74 | −$46 | |
| 10 | $3,247 | 6.875% | — | 47 | +$5 | |
| 11 | $3,254 | 6.750% | — | 162 | +$12 | |
| 12 | $3,281 | 6.625% | — | 315 | +$39 | |
| 13 | $3,288 | 6.625% | — | 38 | +$46 | |
| 14 | $3,322 | 6.250% | — | 8 | +$80 | |
| 15 | $3,403 | 6.750% | — | 10 | +$161 | |
| 16 | $3,428 | 6.875% | — | 63 | +$186 | |
| 17 | $3,546 | 6.625% | — | 7 | +$304 | |
| 18 | $3,700 | 6.875% | — | 7 | +$458 | |
| 19 | $3,751 | 6.625% | — | 23 | +$509 | |
| 20 | $3,880 | 6.875% | — | 7 | +$638 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.