Purchase Originations
594
Ranked #573 nationally
Median Total Costs
$8,655
+29.6% vs national ($6,680)
↑ $690 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.200% vs prior year
Median Origination
$5,378
Median Lender Credits
$42
Cost Rank (500+ vol.)
#481
among lenders with 500+ originations
Denial Rate
1.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 594 | 6.750% | $8,655 | $5,378 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Michigan | 537 | 6.750% | $8,994 | #36 |
| Wisconsin | 55 | 6.850% | $5,259 | #131 |
| South Carolina | 1 | 6.000% | $7,614 | — |
| Virginia | 1 | 7.050% | $6,200 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,480 | 6.650% | — | 11 | −$3,175 | |
| 2 | $5,924 | 6.500% | — | 13 | −$2,731 | |
| 3 | $7,517 | 6.900% | — | 16 | −$1,138 | |
| 4 | $7,599 | 6.550% | — | 10 | −$1,056 | |
| 5 | $7,750 | 6.625% | — | 18 | −$905 | |
| 6 | $8,610 | 6.675% | — | 20 | −$45 | |
| 7 | $8,706 | 6.875% | — | 24 | +$51 | |
| 8 | $9,017 | 7.000% | — | 21 | +$362 | |
| 9 | $9,390 | 6.730% | — | 13 | +$735 | |
| 10 | $9,433 | 6.810% | — | 14 | +$778 | |
| 11 | $9,603 | 7.000% | — | 10 | +$948 | |
| 12 | $9,616 | 7.000% | — | 13 | +$961 | |
| 13 | $9,738 | 6.650% | — | 17 | +$1,083 | |
| 14 | $10,365 | 6.550% | — | 33 | +$1,710 | |
| 15 | $10,430 | 6.950% | — | 12 | +$1,775 | |
| 16 | $10,447 | 6.600% | — | 27 | +$1,792 | |
| 17 | $10,965 | 6.950% | — | 12 | +$2,310 | |
| 18 | $11,174 | 6.675% | — | 16 | +$2,519 | |
| 19 | $12,134 | 6.500% | — | 12 | +$3,479 | |
| 20 | $15,230 | 6.750% | — | 18 | +$6,575 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Greenstone Farm Credit Services, Flca | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $385,000 | $335,000 | +$50,000 (+14.9%) |
| Median total closing costs | $8,655 | $7,127 | +$1,528 (+21.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.