WEST GATE BANK closing costs and rates (2024)
In 2024, WEST GATE BANK originated 1,472 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $2,740. That ranks #277 nationally by origination volume. For total closing costs among lenders with 500+ originations, WEST GATE BANK ranks #36. That is $4,001 below the national median of $6,741. WEST GATE BANK is most active in Nebraska with 1,156 originations there.
Purchase Originations
1,472
Ranked #277 nationally
Median Total Costs
$2,740
−59.4% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,075
Median Lender Credits
$250
Cost Rank (500+ vol.)
#36
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,365 | 6.500% | $2,710 | $1,050 |
| va | 57 | 6.000% | $4,396 | $1,300 |
| fha | 32 | 6.062% | $6,507 | $1,309 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Nebraska | 1,156 | 6.500% | $2,728 | #2 |
| Iowa | 214 | 6.375% | $2,664 | #32 |
| Wyoming | 29 | 6.125% | $3,876 | — |
| South Dakota | 22 | 6.625% | $3,853 | — |
| Colorado | 9 | 6.500% | $3,247 | — |
| Kansas | 9 | 6.625% | $3,219 | — |
| Missouri | 6 | 6.562% | $2,274 | — |
| Minnesota | 5 | 6.625% | $5,518 | — |
| North Dakota | 5 | 6.750% | $4,200 | — |
| New Mexico | 5 | 6.875% | $2,795 | — |
| Texas | 5 | 6.875% | $3,987 | — |
| Florida | 3 | 6.750% | $5,243 | — |
| Arizona | 2 | 6.688% | $4,701 | — |
| Montana | 1 | 7.375% | $3,819 | — |
| Oklahoma | 1 | 5.625% | $4,103 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,365 | 6.625% | — | 20 | −$375 | |
| 2 | $2,443 | 6.500% | — | 28 | −$297 | |
| 3 | $2,483 | 6.500% | — | 233 | −$257 | |
| 4 | $2,557 | 6.500% | — | 17 | −$183 | |
| 5 | $2,576 | 6.500% | — | 19 | −$164 | |
| 6 | $2,609 | 6.375% | — | 17 | −$131 | |
| 7 | $2,636 | 6.438% | — | 18 | −$104 | |
| 8 | $2,638 | 6.500% | — | 28 | −$102 | |
| 9 | $2,696 | 6.625% | — | 27 | −$44 | |
| 10 | $2,699 | 6.500% | — | 19 | −$41 | |
| 11 | $2,719 | 6.500% | — | 63 | −$21 | |
| 12 | $2,772 | 6.625% | — | 24 | +$32 | |
| 13 | $2,793 | 6.500% | — | 45 | +$53 | |
| 14 | $2,812 | 6.500% | — | 19 | +$72 | |
| 15 | $2,866 | 6.625% | — | 47 | +$126 | |
| 16 | $2,876 | 6.500% | — | 24 | +$136 | |
| 17 | $2,890 | 6.500% | — | 190 | +$150 | |
| 18 | $2,923 | 6.438% | — | 38 | +$183 | |
| 19 | $2,932 | 6.250% | — | 79 | +$192 | |
| 20 | $4,962 | 6.375% | — | 17 | +$2,222 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.