Orion Federal Credit Union closing costs and rates (2024)
In 2024, Orion Federal Credit Union originated 157 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $3,537. That is $3,204 below the national median of $6,741. Orion Federal Credit Union is most active in Tennessee with 137 originations there.
Purchase Originations
157
Median Total Costs
$3,537
−47.5% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$27
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 118 | 6.438% | $3,109 | $0 |
| fha | 39 | 5.875% | $8,141 | $0 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,544 | 6.250% | — | 1 | −$1,993 | |
| 2 | $1,585 | 6.500% | — | 1 | −$1,952 | |
| 3 | $1,701 | 5.875% | — | 1 | −$1,836 | |
| 4 | $2,018 | 6.750% | — | 1 | −$1,519 | |
| 5 | $2,158 | 6.375% | — | 3 | −$1,379 | |
| 6 | $2,178 | 6.625% | — | 1 | −$1,359 | |
| 7 | $2,366 | 7.000% | — | 1 | −$1,171 | |
| 8 | $2,579 | 6.125% | — | 1 | −$958 | |
| 9 | $2,742 | 6.375% | — | 1 | −$795 | |
| 10 | $2,808 | 6.375% | — | 11 | −$729 | |
| 11 | $3,019 | 6.812% | — | 2 | −$518 | |
| 12 | $3,019 | 5.875% | — | 1 | −$518 | |
| 13 | $3,214 | 6.250% | — | 9 | −$323 | |
| 14 | $3,751 | 6.375% | — | 108 | +$214 | |
| 15 | $3,857 | 6.000% | — | 1 | +$320 | |
| 16 | $3,877 | 6.625% | — | 1 | +$340 | |
| 17 | $4,140 | 6.000% | — | 6 | +$603 | |
| 18 | $4,269 | 6.000% | — | 1 | +$732 | |
| 19 | $6,688 | 6.000% | — | 1 | +$3,151 | |
| 20 | $8,891 | 5.625% | — | 1 | +$5,354 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.