NATIONS RELIABLE LENDING, LLC closing costs and rates (2024)
In 2024, NATIONS RELIABLE LENDING, LLC originated 2,827 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $9,976. That ranks #159 nationally by origination volume. For total closing costs among lenders with 500+ originations, NATIONS RELIABLE LENDING, LLC ranks #547. That is $3,235 above the national median of $6,741. NATIONS RELIABLE LENDING, LLC is most active in Texas with 1,844 originations there.
Purchase Originations
2,827
Ranked #159 nationally
Median Total Costs
$9,976
+48.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,851
Median Lender Credits
$190
Cost Rank (500+ vol.)
#547
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,321 | 6.625% | $7,610 | $3,837 |
| fha | 1,229 | 6.625% | $12,551 | $4,173 |
| va | 245 | 6.490% | $7,769 | $1,364 |
| usda | 32 | 6.624% | $6,916 | $1,881 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 1,844 | 6.625% | $10,851 | #36 |
| Ohio | 229 | 6.750% | $7,574 | #87 |
| Indiana | 151 | 6.625% | $5,281 | #97 |
| Utah | 99 | 6.000% | $10,534 | #56 |
| Wisconsin | 74 | 6.990% | $6,366 | #114 |
| Georgia | 72 | 6.875% | $16,198 | #166 |
| Massachusetts | 69 | 6.625% | $14,279 | #111 |
| Illinois | 51 | 6.750% | $9,012 | #190 |
| Kentucky | 40 | 6.625% | $7,012 | — |
| Florida | 33 | 6.875% | $9,032 | — |
| Louisiana | 28 | 6.750% | $6,519 | — |
| Colorado | 20 | 6.433% | $9,096 | — |
| Tennessee | 17 | 6.375% | $9,488 | — |
| Arkansas | 15 | 6.625% | $6,241 | — |
| Michigan | 11 | 6.990% | $6,207 | — |
| Pennsylvania | 11 | 6.250% | $6,935 | — |
| Arizona | 10 | 6.562% | $11,391 | — |
| New Hampshire | 10 | 6.812% | $6,663 | — |
| Rhode Island | 6 | 6.188% | $11,403 | — |
| California | 5 | 6.990% | $11,122 | — |
| Maryland | 5 | 7.250% | $13,027 | — |
| Missouri | 5 | 6.625% | $4,487 | — |
| Idaho | 4 | 6.125% | $11,338 | — |
| Alabama | 2 | 7.308% | $16,868 | — |
| Maine | 2 | 6.620% | $7,138 | — |
| Minnesota | 2 | 7.875% | $7,409 | — |
| Oklahoma | 2 | 6.188% | $9,831 | — |
| Virginia | 2 | 6.688% | $12,313 | — |
| Wyoming | 2 | 5.625% | $12,167 | — |
| Connecticut | 1 | 6.750% | $7,310 | — |
| Iowa | 1 | 6.125% | $11,387 | — |
| Nebraska | 1 | 7.000% | $6,982 | — |
| New Mexico | 1 | 7.000% | $12,817 | — |
| Oregon | 1 | 6.990% | $9,744 | — |
| Washington | 1 | 6.125% | $19,201 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,845 | 6.750% | — | 78 | −$5,131 | |
| 2 | $4,992 | 6.625% | — | 27 | −$4,984 | |
| 3 | $6,581 | 6.750% | — | 29 | −$3,395 | |
| 4 | $8,027 | 6.750% | — | 81 | −$1,949 | |
| 5 | $8,276 | 6.062% | — | 44 | −$1,700 | |
| 6 | $9,387 | 6.562% | — | 30 | −$589 | |
| 7 | $10,090 | 6.625% | — | 196 | +$114 | |
| 8 | $10,527 | 6.500% | — | 31 | +$551 | |
| 9 | $10,618 | 6.625% | — | 83 | +$642 | |
| 10 | $10,754 | 6.625% | — | 618 | +$778 | |
| 11 | $11,238 | 6.750% | — | 49 | +$1,262 | |
| 12 | $11,326 | 6.495% | — | 50 | +$1,350 | |
| 13 | $11,351 | 6.250% | — | 31 | +$1,375 | |
| 14 | $11,481 | 6.875% | — | 44 | +$1,505 | |
| 15 | $11,552 | 6.500% | — | 55 | +$1,576 | |
| 16 | $11,614 | 6.625% | — | 110 | +$1,638 | |
| 17 | $11,829 | 6.375% | — | 38 | +$1,853 | |
| 18 | $11,938 | 6.750% | — | 115 | +$1,962 | |
| 19 | $13,634 | 5.750% | — | 31 | +$3,658 | |
| 20 | $15,739 | 6.625% | — | 30 | +$5,763 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.