Purchase Originations
827
Ranked #438 nationally
Median Total Costs
$23,932
+258.3% vs national ($6,680)
↑ $1,769 vs prior year
Median Rate
6.875%
+5.9% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$11,252
Median Lender Credits
$1,528
Cost Rank (500+ vol.)
#618
among lenders with 500+ originations
Denial Rate
5.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 783 | 6.875% | $24,480 | $11,596 |
| conventional | 44 | 6.875% | $6,798 | $2,455 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 458 | 6.875% | $29,492 | #84 |
| Florida | 127 | 6.750% | $20,665 | #205 |
| Texas | 86 | 6.625% | $16,165 | #295 |
| Georgia | 83 | 6.750% | $19,095 | #154 |
| Maryland | 26 | 6.812% | $20,591 | — |
| Virginia | 21 | 7.000% | $14,579 | — |
| Arizona | 8 | 7.058% | $17,610 | — |
| North Carolina | 4 | 6.375% | $21,097 | — |
| Illinois | 3 | 6.875% | $20,345 | — |
| Tennessee | 3 | 7.500% | $11,876 | — |
| Colorado | 2 | 6.558% | $19,179 | — |
| District of Columbia | 2 | 7.188% | $24,052 | — |
| Nevada | 2 | 6.562% | $13,561 | — |
| Ohio | 1 | 6.750% | $13,841 | — |
| Oregon | 1 | 6.750% | $14,226 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $16,357 | 6.750% | — | 36 | −$7,575 | |
| 2 | $17,105 | 6.500% | — | 9 | −$6,827 | |
| 3 | $17,560 | 6.750% | — | 7 | −$6,372 | |
| 4 | $17,620 | 6.875% | — | 10 | −$6,312 | |
| 5 | $17,685 | 6.990% | — | 7 | −$6,247 | |
| 6 | $18,764 | 6.625% | — | 9 | −$5,168 | |
| 7 | $19,263 | 6.875% | — | 22 | −$4,669 | |
| 8 | $19,925 | 6.812% | — | 30 | −$4,007 | |
| 9 | $21,351 | 6.812% | — | 12 | −$2,581 | |
| 10 | $21,602 | 6.625% | — | 25 | −$2,330 | |
| 11 | $22,467 | 6.875% | — | 17 | −$1,465 | |
| 12 | $22,672 | 7.125% | — | 7 | −$1,260 | |
| 13 | $24,009 | 6.875% | — | 7 | +$77 | |
| 14 | $25,333 | 6.750% | — | 6 | +$1,401 | |
| 15 | $26,495 | 6.875% | — | 128 | +$2,563 | |
| 16 | $28,878 | 6.875% | — | 103 | +$4,946 | |
| 17 | $32,001 | 6.875% | — | 17 | +$8,069 | |
| 18 | $34,707 | 6.875% | — | 158 | +$10,775 | |
| 19 | $36,300 | 6.625% | — | 18 | +$12,368 | |
| 20 | $42,706 | 7.125% | — | 16 | +$18,774 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Geo-Corp, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $455,000 | $335,000 | +$120,000 (+35.8%) |
| Median total closing costs | $23,932 | $7,127 | +$16,805 (+235.8%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.