Homebuyers in Fayette County County who chose Bank of America, National Association paid $4,285 less in closing costs than the county median.
County Median Costs
$4,525
−9.6% vs Kentucky ($5,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,495
Purchase Originations
2,390
Denial Rate
4.7%
vs Kentucky avg (15.1%)
vs Kentucky Median
9.6% below
$-482
vs National Median
32.3% below
$-2,155
34 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $240 | 6.375% | $240 | 17 | −$3,806 | |
| 2 | $1,562 | 6.625% | $500 | 130 | −$2,484 | |
| 3 | $1,960 | 6.290% | $600 | 21 | −$2,086 | |
| 4 | $2,715 | 6.250% | $569 | 111 | −$1,331 | |
| 5 | $2,856 | 5.875% | $900 | 29 | −$1,190 | |
| 6 | $3,092 | 6.250% | $670 | 31 | −$954 | |
| 7 | $3,240 | 6.490% | $972 | 97 | −$806 | |
| 8 | $3,335 | 6.500% | $994 | 24 | −$711 | |
| 9 | $3,715 | 6.625% | $1,205 | 79 | −$331 | |
| 10 | $3,779 | 6.750% | $1,495 | 129 | −$267 | |
| 11 | $3,796 | 6.625% | $1,245 | 44 | −$250 | |
| 12 | $3,908 | 6.438% | $1,564 | 10 | −$138 | |
| 13 | $3,921 | 6.250% | $995 | 58 | −$125 | |
| 14 | $4,031 | 6.562% | $1,695 | 24 | −$15 | |
| 15 | $4,057 | 6.625% | $1,295 | 49 | +$11 | |
| 16 | $4,178 | 6.750% | $1,768 | 78 | +$132 | |
| 17 | $4,242 | 6.125% | $1,579 | 46 | +$196 | |
| 18 | $4,243 | 6.490% | $1,250 | 20 | +$197 | |
| 19 | $4,280 | 6.688% | $1,978 | 20 | +$234 | |
| 20 | $4,347 | 6.812% | $1,470 | 20 | +$301 | |
| 21 | $4,625 | 6.125% | $1,236 | 22 | +$579 | |
| 22 | $4,635 | 6.870% | $1,819 | 20 | +$589 | |
| 23 | $4,683 | 6.688% | $1,875 | 16 | +$637 | |
| 24 | $4,728 | 6.875% | $2,097 | 16 | +$682 | |
| 25 | $5,098 | 6.875% | $2,270 | 18 | +$1,052 |
Includes lenders with 10+ purchase originations in Fayette County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.