COMMONWEALTH FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, COMMONWEALTH FEDERAL CREDIT UNION originated 156 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $2,762. That is $3,979 below the national median of $6,741. COMMONWEALTH FEDERAL CREDIT UNION is most active in Kentucky with 156 originations there.
Purchase Originations
156
Median Total Costs
$2,762
−59.0% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$670
Median Lender Credits
$48
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 155 | 6.250% | $2,758 | $670 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Kentucky | 156 | 6.250% | $2,762 | #62 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,205 | 6.625% | — | 3 | −$557 | |
| 2 | $2,605 | 6.125% | — | 13 | −$157 | |
| 3 | $2,699 | 6.625% | — | 3 | −$63 | |
| 4 | $2,700 | 6.125% | — | 2 | −$62 | |
| 5 | $2,704 | 6.625% | — | 36 | −$58 | |
| 6 | $2,717 | 6.750% | — | 3 | −$45 | |
| 7 | $2,731 | 6.000% | — | 3 | −$31 | |
| 8 | $2,756 | 6.250% | — | 18 | −$6 | |
| 9 | $2,830 | 6.125% | — | 4 | +$68 | |
| 10 | $2,867 | 6.500% | — | 5 | +$105 | |
| 11 | $2,870 | 5.812% | — | 2 | +$108 | |
| 12 | $2,877 | 6.500% | — | 4 | +$115 | |
| 13 | $2,891 | 6.125% | — | 21 | +$129 | |
| 14 | $2,954 | 6.625% | — | 3 | +$192 | |
| 15 | $3,083 | 6.375% | — | 4 | +$321 | |
| 16 | $3,130 | 6.000% | — | 4 | +$368 | |
| 17 | $3,249 | 6.188% | — | 2 | +$487 | |
| 18 | $3,253 | 6.188% | — | 4 | +$491 | |
| 19 | $3,262 | 6.750% | — | 2 | +$500 | |
| 20 | $7,188 | 6.062% | — | 2 | +$4,426 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.