Homebuyers in Polk County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $9,453 less in closing costs than the county median.
County Median Costs
$9,453
+9.1% vs Florida ($8,663)
Median Rate
6.000%
−7.5% vs national (6.490%)
Median Origination
$1,914
Purchase Originations
10,720
Denial Rate
14.1%
vs Florida avg (10.5%)
vs Florida Median
9.1% above
$790
vs National Median
41.5% above
$2,773
92 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $805 | 4.999% | $0 | 18 | −$5,365 | |
| 2 | $912 | 5.375% | $0 | 65 | −$5,258 | |
| 3 | $3,366 | 5.500% | $0 | 120 | −$2,804 | |
| 4 | $3,418 | 6.500% | $0 | 28 | −$2,752 | |
| 5 | $3,445 | 6.375% | $1,470 | 25 | −$2,725 | |
| 6 | $3,580 | 4.990% | $101 | 33 | −$2,590 | |
| 7 | $3,938 | 5.375% | $500 | 45 | −$2,232 | |
| 8 | $4,461 | 5.490% | $2,816 | 58 | −$1,709 | |
| 9 | $4,923 | 6.625% | $1,202 | 15 | −$1,247 | |
| 10 | $4,950 | 6.625% | $1,795 | 11 | −$1,220 | |
| 11 | $5,016 | 6.500% | $2,340 | 39 | −$1,154 | |
| 12 | $5,051 | 4.875% | $1,795 | 170 | −$1,119 | |
| 13 | $5,087 | 6.438% | $1,919 | 28 | −$1,083 | |
| 14 | $5,108 | 6.750% | $1,820 | 11 | −$1,062 | |
| 15 | $5,126 | 6.688% | $1,295 | 12 | −$1,044 | |
| 16 | $5,304 | 6.375% | $1,600 | 15 | −$866 | |
| 17 | $5,367 | 6.375% | $1,250 | 21 | −$803 | |
| 18 | $5,392 | 6.490% | $1,393 | 237 | −$778 | |
| 19 | $5,524 | 6.625% | $1,936 | 33 | −$646 | |
| 20 | $5,550 | 6.375% | $1,643 | 36 | −$620 | |
| 21 | $5,656 | 6.375% | $2,114 | 65 | −$514 | |
| 22 | $5,657 | 6.375% | $1,380 | 43 | −$513 | |
| 23 | $5,996 | 6.375% | $2,867 | 21 | −$174 | |
| 24 | $6,092 | 6.750% | $2,376 | 31 | −$78 | |
| 25 | $6,142 | 6.500% | $1,608 | 99 | −$28 |
Includes lenders with 10+ purchase originations in Polk County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.