Lowest closing cost mortgage lenders in Duval County County, Florida
In Duval County, Florida, homebuyers paid a median of $7,806 in closing costs in 2024 — below the Florida median of $8,887. The county saw 10,628 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $350, which is $5,598 less than the county median.
Homebuyers in Duval County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $7,456 less in closing costs than the county median.
County Median Costs
$7,806
−12.2% vs Florida ($8,887)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$1,795
Purchase Originations
10,628
vs Florida Median
12.2% below
$-1,081
vs National Median
15.8% above
$1,065
Lender rankings in Duval County County
95 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $350 | 5.500% | $0 | 32 | −$5,598 | |
| 2 | $753 | 5.750% | $0 | 57 | −$5,195 | |
| 3 | $2,164 | 6.375% | $0 | 63 | −$3,784 | |
| 4 | $2,978 | 6.250% | $0 | 15 | −$2,970 | |
| 5 | $3,100 | 5.812% | $1,236 | 14 | −$2,848 | |
| 6 | $3,145 | 5.500% | $0 | 49 | −$2,803 | |
| 7 | $3,358 | 6.200% | $815 | 24 | −$2,590 | |
| 8 | $3,408 | 6.500% | $0 | 98 | −$2,540 | |
| 9 | $3,698 | 9.250% | $1,993 | 10 | −$2,250 | |
| 10 | $3,817 | 6.625% | $0 | 139 | −$2,131 | |
| 11 | $3,849 | 6.625% | $1,640 | 87 | −$2,099 | |
| 12 | $4,036 | 6.375% | $1,491 | 11 | −$1,912 | |
| 13 | $4,061 | 6.125% | $1,425 | 253 | −$1,887 | |
| 14 | $4,105 | 6.500% | $1,559 | 20 | −$1,843 | |
| 15 | $4,110 | 6.062% | $1,528 | 86 | −$1,838 | |
| 16 | $4,243 | 6.000% | $113 | 64 | −$1,705 | |
| 17 | $4,410 | 6.875% | $1,295 | 50 | −$1,538 | |
| 18 | $4,758 | 6.500% | $2,249 | 136 | −$1,190 | |
| 19 | $4,952 | 6.625% | $1,495 | 12 | −$996 | |
| 20 | $5,010 | 5.375% | $1,795 | 161 | −$938 | |
| 21 | $5,034 | 6.625% | $1,727 | 47 | −$914 | |
| 22 | $5,095 | 6.800% | $1,640 | 21 | −$853 | |
| 23 | $5,097 | 6.625% | $1,095 | 13 | −$851 | |
| 24 | $5,119 | 7.125% | $1,750 | 13 | −$829 | |
| 25 | $5,142 | 6.625% | $1,295 | 30 | −$806 | |
| 26 | $5,172 | 6.625% | $1,103 | 92 | −$776 | |
| 27 | $5,213 | 5.990% | $1,380 | 51 | −$735 | |
| 28 | $5,293 | 6.625% | $2,646 | 10 | −$655 | |
| 29 | $5,431 | 6.375% | $2,127 | 45 | −$517 | |
| 30 | $5,439 | 6.625% | $950 | 23 | −$509 | |
| 31 | $5,454 | 6.245% | $2,221 | 22 | −$494 | |
| 32 | $5,529 | 6.625% | $2,896 | 16 | −$419 | |
| 33 | $5,544 | 6.500% | $1,665 | 27 | −$404 | |
| 34 | $5,661 | 7.000% | $2,136 | 21 | −$287 | |
| 35 | $5,669 | 6.750% | $1,054 | 39 | −$279 | |
| 36 | $5,691 | 6.625% | $2,094 | 15 | −$257 | |
| 37 | $5,747 | 6.990% | $1,055 | 25 | −$201 | |
| 38 | $5,750 | 6.062% | $1,385 | 18 | −$198 | |
| 39 | $5,756 | 6.625% | $2,770 | 37 | −$192 | |
| 40 | $5,960 | 6.500% | $2,989 | 71 | +$12 | |
| 41 | $5,990 | 6.625% | $2,869 | 63 | +$42 | |
| 42 | $6,230 | 6.625% | $2,208 | 23 | +$282 | |
| 43 | $6,261 | 6.875% | $2,995 | 13 | +$313 | |
| 44 | $6,276 | 6.625% | $1,252 | 18 | +$328 | |
| 45 | $6,318 | 6.990% | $3,087 | 66 | +$370 | |
| 46 | $6,378 | 6.990% | $3,071 | 54 | +$430 | |
| 47 | $6,383 | 6.625% | $3,370 | 70 | +$435 | |
| 48 | $6,404 | 6.990% | $3,097 | 38 | +$456 | |
| 49 | $6,494 | 6.625% | $2,150 | 139 | +$546 | |
| 50 | $6,515 | 6.990% | $3,832 | 11 | +$567 | |
| 51 | $6,611 | 6.875% | $3,852 | 10 | +$663 | |
| 52 | $6,681 | 6.625% | $2,623 | 35 | +$733 | |
| 53 | $6,702 | 7.000% | $4,431 | 12 | +$754 | |
| 54 | $6,730 | 6.625% | $2,729 | 159 | +$782 | |
| 55 | $6,752 | 6.625% | $3,485 | 39 | +$804 | |
| 56 | $6,756 | 7.125% | $3,060 | 39 | +$808 | |
| 57 | $6,768 | 6.490% | $3,485 | 29 | +$820 | |
| 58 | $6,820 | 8.870% | $4,500 | 15 | +$872 | |
| 59 | $6,884 | 6.625% | $2,880 | 19 | +$936 | |
| 60 | $6,950 | 6.808% | $3,813 | 12 | +$1,002 | |
| 61 | $7,045 | 6.625% | $4,243 | 315 | +$1,097 | |
| 62 | $7,315 | 6.500% | $960 | 13 | +$1,367 | |
| 63 | $7,394 | 6.625% | $4,233 | 122 | +$1,446 | |
| 64 | $7,484 | 6.625% | $4,638 | 762 | +$1,536 | |
| 65 | $7,490 | 6.500% | $4,091 | 35 | +$1,542 | |
| 66 | $7,574 | 6.875% | $4,247 | 20 | +$1,626 | |
| 67 | $7,588 | 6.875% | $5,100 | 49 | +$1,640 | |
| 68 | $7,658 | 6.625% | $4,975 | 23 | +$1,710 | |
| 69 | $7,993 | 6.933% | $4,072 | 16 | +$2,045 | |
| 70 | $8,116 | 6.625% | $4,443 | 21 | +$2,168 | |
| 71 | $8,117 | 6.625% | $4,259 | 23 | +$2,169 | |
| 72 | $8,683 | 6.875% | $5,360 | 25 | +$2,735 | |
| 73 | $9,025 | 6.375% | $3,550 | 16 | +$3,077 | |
| 74 | $9,224 | 6.625% | $5,020 | 20 | +$3,276 | |
| 75 | $9,447 | 6.875% | $5,615 | 45 | +$3,499 | |
| 76 | $9,746 | 6.750% | $6,061 | 24 | +$3,798 | |
| 77 | $10,019 | 6.625% | $5,189 | 43 | +$4,071 | |
| 78 | $10,361 | 6.750% | $6,536 | 48 | +$4,413 | |
| 79 | $10,992 | 8.250% | $8,078 | 11 | +$5,044 | |
| 80 | $11,193 | 7.625% | $7,508 | 10 | +$5,245 | |
| 81 | $12,350 | 8.058% | $8,515 | 12 | +$6,402 | |
| 82 | $13,155 | 7.499% | $9,195 | 11 | +$7,207 |
Includes lenders with 10+ purchase originations in Duval County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.