Homebuyers in Western Connecticut Planning Region County who chose Charter Oak Federal Credit Union paid $2,676 less in closing costs than the county median.
County Median Costs
$5,801
−6.3% vs Connecticut ($6,190)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,585
Purchase Originations
2,343
Denial Rate
6.0%
vs Connecticut avg (5.8%)
vs Connecticut Median
6.3% below
$-389
vs National Median
13.2% below
$-879
35 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,125 | 6.000% | $475 | 68 | −$1,969 | |
| 2 | $3,436 | 6.500% | $0 | 61 | −$1,658 | |
| 3 | $3,774 | 6.125% | $575 | 57 | −$1,320 | |
| 4 | $3,977 | 6.490% | $515 | 91 | −$1,117 | |
| 5 | $4,039 | 6.250% | $1,045 | 16 | −$1,055 | |
| 6 | $4,083 | 5.750% | $1,273 | 22 | −$1,011 | |
| 7 | $4,086 | 6.625% | $1,282 | 128 | −$1,008 | |
| 8 | $4,299 | 6.125% | $940 | 13 | −$795 | |
| 9 | $4,649 | 6.624% | $1,499 | 13 | −$445 | |
| 10 | $4,669 | 6.875% | $1,425 | 37 | −$425 | |
| 11 | $4,922 | 6.750% | $1,915 | 21 | −$172 | |
| 12 | $5,084 | 6.490% | $1,716 | 19 | −$10 | |
| 13 | $5,130 | 6.625% | $1,590 | 110 | +$36 | |
| 14 | $5,179 | 6.500% | $1,479 | 10 | +$85 | |
| 15 | $5,195 | 6.740% | $1,697 | 13 | +$101 | |
| 16 | $5,274 | 6.125% | $1,889 | 13 | +$180 | |
| 17 | $5,274 | 6.875% | $1,499 | 60 | +$180 | |
| 18 | $5,279 | 6.625% | $1,890 | 21 | +$185 | |
| 19 | $5,313 | 6.787% | $2,120 | 22 | +$219 | |
| 20 | $5,374 | 6.750% | $1,745 | 33 | +$280 | |
| 21 | $5,424 | 6.625% | $1,802 | 44 | +$330 | |
| 22 | $5,559 | 6.750% | $1,685 | 50 | +$465 | |
| 23 | $5,789 | 6.375% | $1,506 | 15 | +$695 | |
| 24 | $5,798 | 6.625% | $2,351 | 31 | +$704 | |
| 25 | $6,111 | 6.750% | $2,792 | 29 | +$1,017 |
Includes lenders with 10+ purchase originations in Western Connecticut Planning Region County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Connecticut → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.