Lowest closing cost mortgage lenders in Western Connecticut Planning Region County, Connecticut
In Western Connecticut Planning Region, Connecticut, homebuyers paid a median of $5,873 in closing costs in 2024 — below the Connecticut median of $6,293. The county saw 2,158 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Charter Oak Federal Credit Union offered the lowest median costs at $2,973, which is $1,948 less than the county median.
Homebuyers in Western Connecticut Planning Region County who chose Charter Oak Federal Credit Union paid $2,900 less in closing costs than the county median.
County Median Costs
$5,873
−6.7% vs Connecticut ($6,293)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,595
Purchase Originations
2,158
vs Connecticut Median
6.7% below
$-420
vs National Median
12.9% below
$-868
Lender rankings in Western Connecticut Planning Region County
33 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,973 | 6.250% | $475 | 56 | −$1,948 | |
| 2 | $3,639 | 6.250% | $575 | 40 | −$1,282 | |
| 3 | $3,669 | 6.250% | $0 | 56 | −$1,252 | |
| 4 | $3,811 | 6.495% | $515 | 82 | −$1,110 | |
| 5 | $3,925 | 6.625% | $1,295 | 131 | −$996 | |
| 6 | $4,423 | 6.188% | $1,380 | 10 | −$498 | |
| 7 | $4,518 | 6.562% | $1,295 | 18 | −$403 | |
| 8 | $4,788 | 6.750% | $1,295 | 121 | −$133 | |
| 9 | $4,795 | 6.750% | $1,692 | 16 | −$126 | |
| 10 | $4,846 | 6.875% | $1,796 | 36 | −$75 | |
| 11 | $4,863 | 7.000% | $1,438 | 36 | −$58 | |
| 12 | $4,934 | 6.625% | $1,972 | 13 | +$13 | |
| 13 | $4,985 | 6.875% | $1,655 | 40 | +$64 | |
| 14 | $5,015 | 6.500% | $1,950 | 13 | +$94 | |
| 15 | $5,108 | 6.500% | $1,753 | 14 | +$187 | |
| 16 | $5,138 | 6.625% | $1,595 | 29 | +$217 | |
| 17 | $5,150 | 6.625% | $1,890 | 28 | +$229 | |
| 18 | $5,324 | 6.625% | $2,460 | 17 | +$403 | |
| 19 | $5,391 | 6.625% | $2,238 | 26 | +$470 | |
| 20 | $5,438 | 6.875% | $2,282 | 13 | +$517 | |
| 21 | $5,502 | 6.990% | $2,360 | 10 | +$581 | |
| 22 | $5,611 | 6.875% | $1,819 | 29 | +$690 | |
| 23 | $5,744 | 6.688% | $3,812 | 54 | +$823 | |
| 24 | $5,789 | 6.875% | $2,411 | 26 | +$868 | |
| 25 | $6,039 | 6.375% | $3,322 | 13 | +$1,118 | |
| 26 | $6,421 | 6.875% | $4,260 | 11 | +$1,500 | |
| 27 | $6,691 | 6.625% | $3,695 | 21 | +$1,770 | |
| 28 | $7,310 | 6.750% | $4,230 | 33 | +$2,388 | |
| 29 | $7,616 | 6.750% | $4,391 | 34 | +$2,695 | |
| 30 | $7,746 | 6.989% | $4,540 | 102 | +$2,825 | |
| 31 | $8,726 | 6.625% | $5,695 | 14 | +$3,805 | |
| 32 | $9,035 | 6.625% | $5,693 | 12 | +$4,114 |
Includes lenders with 10+ purchase originations in Western Connecticut Planning Region County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Connecticut → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.