Homebuyers in Ventura County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $8,475 less in closing costs than the county median.
County Median Costs
$9,398
+1.0% vs California ($9,309)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,157
Purchase Originations
4,283
Denial Rate
6.3%
vs California avg (7.1%)
vs California Median
1.0% above
$89
vs National Median
40.7% above
$2,718
70 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $923 | 4.750% | $0 | 14 | −$7,602 | |
| 2 | $948 | 6.625% | $0 | 33 | −$7,577 | |
| 3 | $4,752 | 5.875% | $0 | 15 | −$3,773 | |
| 4 | $5,673 | 6.188% | $963 | 82 | −$2,852 | |
| 5 | $6,242 | 6.125% | $1,126 | 34 | −$2,282 | |
| 6 | $6,318 | 6.625% | $0 | 17 | −$2,206 | |
| 7 | $6,399 | 6.250% | $1,390 | 31 | −$2,126 | |
| 8 | $6,905 | 6.625% | $1,495 | 63 | −$1,620 | |
| 9 | $6,942 | 6.375% | $1,125 | 20 | −$1,583 | |
| 10 | $7,075 | 4.990% | $1,649 | 67 | −$1,450 | |
| 11 | $7,192 | 6.875% | $1,695 | 26 | −$1,332 | |
| 12 | $7,256 | 6.500% | $1,903 | 15 | −$1,269 | |
| 13 | $7,327 | 6.433% | $1,545 | 76 | −$1,198 | |
| 14 | $7,375 | 6.375% | $2,120 | 13 | −$1,150 | |
| 15 | $7,454 | 6.990% | $1,973 | 14 | −$1,071 | |
| 16 | $7,476 | 6.625% | $1,615 | 23 | −$1,049 | |
| 17 | $7,532 | 5.875% | $815 | 28 | −$993 | |
| 18 | $7,650 | 6.624% | $1,995 | 59 | −$875 | |
| 19 | $7,672 | 6.375% | $1,480 | 10 | −$853 | |
| 20 | $7,735 | 6.000% | $1,465 | 63 | −$790 | |
| 21 | $7,742 | 6.625% | $2,885 | 304 | −$783 | |
| 22 | $7,882 | 6.625% | $2,093 | 27 | −$643 | |
| 23 | $7,900 | 6.500% | $2,154 | 23 | −$624 | |
| 24 | $7,912 | 6.490% | $2,066 | 32 | −$613 | |
| 25 | $7,960 | 6.525% | $1,640 | 12 | −$565 |
Includes lenders with 10+ purchase originations in Ventura County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.