AUGUSTA FINANCIAL, INC. closing costs and rates (2024)
In 2024, AUGUSTA FINANCIAL, INC. originated 385 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $10,224. That is $3,483 above the national median of $6,741. AUGUSTA FINANCIAL, INC. is most active in California with 375 originations there.
Purchase Originations
385
Median Total Costs
$10,224
+51.7% vs national ($6,741)
Median Rate
6.624%
+0.1% vs national (6.620%)
Median Origination
$1,995
Median Lender Credits
$170
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 248 | 6.875% | $7,898 | $1,995 |
| fha | 105 | 6.125% | $19,035 | $1,765 |
| va | 32 | 6.125% | $10,540 | $1,765 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 375 | 6.624% | $10,401 | #97 |
| Arizona | 3 | 6.624% | $4,751 | — |
| Idaho | 2 | 6.433% | $7,072 | — |
| Texas | 2 | 5.870% | $10,447 | — |
| Colorado | 1 | 6.990% | $3,831 | — |
| Tennessee | 1 | 6.500% | $4,202 | — |
| Washington | 1 | 6.990% | $5,323 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,831 | 6.990% | — | 1 | −$6,393 | |
| 2 | $4,136 | 6.875% | — | 1 | −$6,088 | |
| 3 | $4,435 | 6.749% | — | 2 | −$5,789 | |
| 4 | $5,300 | 7.375% | — | 1 | −$4,924 | |
| 5 | $5,650 | 6.625% | — | 1 | −$4,574 | |
| 6 | $7,411 | 6.990% | — | 8 | −$2,813 | |
| 7 | $7,469 | 6.124% | — | 1 | −$2,755 | |
| 8 | $7,615 | 6.749% | — | 6 | −$2,609 | |
| 9 | $7,691 | 6.933% | — | 4 | −$2,533 | |
| 10 | $8,302 | 6.187% | — | 2 | −$1,922 | |
| 11 | $9,111 | 6.807% | — | 10 | −$1,113 | |
| 12 | $9,736 | 6.624% | — | 1 | −$488 | |
| 13 | $9,773 | 6.490% | — | 79 | −$451 | |
| 14 | $10,091 | 6.438% | — | 2 | −$133 | |
| 15 | $11,011 | 6.624% | — | 234 | +$787 | |
| 16 | $12,022 | 6.250% | — | 21 | +$1,798 | |
| 17 | $14,782 | 7.125% | — | 1 | +$4,558 | |
| 18 | $15,132 | 6.625% | — | 1 | +$4,908 | |
| 19 | $19,713 | 6.250% | — | 1 | +$9,489 | |
| 20 | $19,961 | 5.875% | — | 2 | +$9,737 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.