Homebuyers in Mohave County County who chose NAVY FEDERAL CREDIT UNION paid $3,717 less in closing costs than the county median.
County Median Costs
$7,062
−15.3% vs Arizona ($8,336)
Median Rate
6.550%
+0.9% vs national (6.490%)
Median Origination
$2,392
Purchase Originations
2,522
Denial Rate
7.4%
vs Arizona avg (6.7%)
vs Arizona Median
15.3% below
$-1,274
vs National Median
5.7% above
$382
32 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,169 | 6.625% | $79 | 13 | −$1,651 | |
| 2 | $4,212 | 6.625% | $1,690 | 31 | −$1,608 | |
| 3 | $4,407 | 6.688% | $1,663 | 16 | −$1,413 | |
| 4 | $4,590 | 6.875% | $1,840 | 55 | −$1,230 | |
| 5 | $4,616 | 6.625% | $1,573 | 14 | −$1,204 | |
| 6 | $4,823 | 6.875% | $1,535 | 18 | −$997 | |
| 7 | $4,918 | 6.562% | $1,682 | 44 | −$902 | |
| 8 | $4,928 | 5.812% | $1,250 | 40 | −$892 | |
| 9 | $5,033 | 6.490% | $1,580 | 20 | −$787 | |
| 10 | $5,357 | 6.500% | $2,520 | 31 | −$463 | |
| 11 | $5,361 | 6.719% | $3,360 | 12 | −$459 | |
| 12 | $5,378 | 6.875% | $2,617 | 16 | −$442 | |
| 13 | $5,411 | 6.875% | $1,790 | 10 | −$409 | |
| 14 | $5,429 | 6.625% | $2,016 | 11 | −$391 | |
| 15 | $5,503 | 6.875% | $1,920 | 26 | −$317 | |
| 16 | $5,655 | 6.750% | $2,350 | 15 | −$165 | |
| 17 | $5,724 | 6.750% | $2,922 | 96 | −$96 | |
| 18 | $5,762 | 6.625% | $2,345 | 32 | −$58 | |
| 19 | $5,789 | 6.433% | $1,712 | 18 | −$31 | |
| 20 | $5,912 | 6.875% | $2,720 | 15 | +$92 | |
| 21 | $6,378 | 6.875% | $3,114 | 10 | +$558 | |
| 22 | $6,401 | 6.500% | $3,320 | 46 | +$581 | |
| 23 | $6,508 | 6.625% | $3,658 | 118 | +$688 | |
| 24 | $6,766 | 6.875% | $2,827 | 27 | +$946 | |
| 25 | $6,813 | 6.875% | $3,348 | 237 | +$993 |
Includes lenders with 10+ purchase originations in Mohave County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.