Lowest closing cost mortgage lenders in Henrico County County, Virginia
In Henrico County, Virginia, homebuyers paid a median of $5,703 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 3,300 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, CAPITAL CENTER, L.L.C. offered the lowest median costs at $0, which is $4,966 less than the county median.
Homebuyers in Henrico County County who chose CAPITAL CENTER, L.L.C. paid $5,703 less in closing costs than the county median.
County Median Costs
$5,703
−17.5% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,033
Purchase Originations
3,300
vs Virginia Median
17.5% below
$-1,210
vs National Median
15.4% below
$-1,038
Lender rankings in Henrico County County
45 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.750% | $0 | 105 | −$4,966 | |
| 2 | $3,124 | 6.625% | $0 | 50 | −$1,842 | |
| 3 | $3,461 | 6.000% | $1,290 | 25 | −$1,505 | |
| 4 | $3,729 | 6.500% | $1,495 | 68 | −$1,237 | |
| 5 | $3,800 | 6.938% | $1,495 | 14 | −$1,166 | |
| 6 | $3,808 | 6.875% | $1,350 | 40 | −$1,158 | |
| 7 | $3,899 | 6.625% | $995 | 52 | −$1,067 | |
| 8 | $3,929 | 6.375% | $1,125 | 61 | −$1,037 | |
| 9 | $4,031 | 6.625% | $1,397 | 110 | −$935 | |
| 10 | $4,078 | 6.870% | $1,630 | 28 | −$888 | |
| 11 | $4,101 | 6.875% | $1,594 | 41 | −$865 | |
| 12 | $4,159 | 6.490% | $1,300 | 106 | −$807 | |
| 13 | $4,286 | 6.875% | $1,540 | 13 | −$680 | |
| 14 | $4,424 | 6.625% | $1,185 | 45 | −$542 | |
| 15 | $4,454 | 6.375% | $1,573 | 33 | −$512 | |
| 16 | $4,643 | 6.500% | $2,082 | 47 | −$323 | |
| 17 | $4,692 | 7.000% | $1,499 | 86 | −$274 | |
| 18 | $4,754 | 6.625% | $1,495 | 10 | −$212 | |
| 19 | $4,779 | 6.990% | $1,590 | 27 | −$187 | |
| 20 | $5,054 | 6.625% | $1,360 | 186 | +$88 | |
| 21 | $5,146 | 6.875% | $1,449 | 28 | +$180 | |
| 22 | $5,158 | 6.500% | $1,818 | 48 | +$192 | |
| 23 | $5,162 | 6.625% | $2,489 | 19 | +$196 | |
| 24 | $5,220 | 6.625% | $1,962 | 55 | +$254 | |
| 25 | $5,248 | 6.750% | $2,453 | 27 | +$282 | |
| 26 | $5,369 | 6.875% | $2,225 | 70 | +$403 | |
| 27 | $5,425 | 6.562% | $2,887 | 10 | +$459 | |
| 28 | $5,433 | 6.625% | $2,848 | 88 | +$467 | |
| 29 | $5,544 | 6.875% | $2,645 | 47 | +$578 | |
| 30 | $5,568 | 6.500% | $2,825 | 28 | +$602 | |
| 31 | $5,662 | 6.625% | $3,871 | 147 | +$696 | |
| 32 | $5,735 | 6.562% | $3,142 | 12 | +$769 | |
| 33 | $5,999 | 6.625% | $3,465 | 22 | +$1,033 | |
| 34 | $6,070 | 6.625% | $3,062 | 78 | +$1,104 | |
| 35 | $6,129 | 6.875% | $3,710 | 40 | +$1,163 | |
| 36 | $6,625 | 6.750% | $2,740 | 25 | +$1,659 | |
| 37 | $6,655 | 6.875% | $3,822 | 19 | +$1,689 | |
| 38 | $6,736 | 6.375% | $3,684 | 21 | +$1,770 | |
| 39 | $6,872 | 6.433% | $3,042 | 20 | +$1,906 | |
| 40 | $6,877 | 6.625% | $4,111 | 17 | +$1,911 | |
| 41 | $7,125 | 6.990% | $4,340 | 85 | +$2,159 | |
| 42 | $7,372 | 6.624% | $3,400 | 18 | +$2,406 | |
| 43 | $7,686 | 6.624% | $4,470 | 111 | +$2,720 | |
| 44 | $9,062 | 6.750% | $6,670 | 10 | +$4,096 |
Includes lenders with 10+ purchase originations in Henrico County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.