Lowest closing cost mortgage lenders in Waller County County, Texas
In Waller County, Texas, homebuyers paid a median of $9,651 in closing costs in 2024 — above the Texas median of $8,418. The county saw 1,508 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, Shea Mortgage Inc. offered the lowest median costs at $460, which is $7,641 less than the county median.
Homebuyers in Waller County County who chose Shea Mortgage Inc. paid $9,191 less in closing costs than the county median.
County Median Costs
$9,651
+14.7% vs Texas ($8,418)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$2,639
Purchase Originations
1,508
vs Texas Median
14.7% above
$1,233
vs National Median
43.2% above
$2,910
Lender rankings in Waller County County
24 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $460 | 6.250% | $0 | 11 | −$7,641 | |
| 2 | $2,821 | 6.624% | $0 | 15 | −$5,280 | |
| 3 | $3,199 | 6.433% | $1,182 | 22 | −$4,902 | |
| 4 | $3,491 | 6.250% | $305 | 20 | −$4,610 | |
| 5 | $3,984 | 6.250% | $1,951 | 19 | −$4,117 | |
| 6 | $3,996 | 5.875% | $0 | 31 | −$4,105 | |
| 7 | $6,221 | 6.625% | $2,456 | 28 | −$1,880 | |
| 8 | $6,707 | 6.625% | $1,910 | 19 | −$1,394 | |
| 9 | $6,996 | 6.375% | $1,870 | 26 | −$1,105 | |
| 10 | $7,495 | 6.495% | $5,390 | 14 | −$606 | |
| 11 | $7,599 | 5.990% | $3,330 | 16 | −$502 | |
| 12 | $8,195 | 6.625% | $4,167 | 79 | +$94 | |
| 13 | $8,288 | 6.500% | $4,323 | 19 | +$187 | |
| 14 | $8,778 | 6.490% | $3,165 | 13 | +$677 | |
| 15 | $9,225 | 7.125% | $3,753 | 10 | +$1,124 | |
| 16 | $9,499 | 6.875% | $6,121 | 26 | +$1,398 | |
| 17 | $9,947 | 6.625% | $5,493 | 21 | +$1,846 | |
| 18 | $10,630 | 6.625% | $6,528 | 28 | +$2,529 | |
| 19 | $10,788 | 6.500% | $4,970 | 24 | +$2,687 | |
| 20 | $11,387 | 6.600% | $7,363 | 10 | +$3,286 | |
| 21 | $12,539 | 6.500% | $7,088 | 42 | +$4,438 |
Includes lenders with 10+ purchase originations in Waller County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.