GRACE HOME LENDING, LLC closing costs and rates (2024)
In 2024, GRACE HOME LENDING, LLC originated 473 purchase mortgages at a median interest rate of 6.00% and median total closing costs of $8,589. That is $1,848 above the national median of $6,741. GRACE HOME LENDING, LLC is most active in Texas with 473 originations there.
Purchase Originations
473
Median Total Costs
$8,589
+27.4% vs national ($6,741)
Median Rate
6.000%
−9.4% vs national (6.620%)
Median Origination
$4,470
Median Lender Credits
$125
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 410 | 6.125% | $8,012 | $4,334 |
| fha | 63 | 5.990% | $16,490 | $6,310 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 473 | 6.000% | $8,589 | #122 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $468 | 6.125% | — | 3 | −$8,121 | |
| 2 | $6,027 | 5.933% | — | 22 | −$2,562 | |
| 3 | $7,032 | 6.125% | — | 9 | −$1,557 | |
| 4 | $8,705 | 5.990% | — | 229 | +$116 | |
| 5 | $8,836 | 6.125% | — | 57 | +$247 | |
| 6 | $8,863 | 5.990% | — | 125 | +$274 | |
| 7 | $10,630 | 6.625% | — | 28 | +$2,041 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.