Lowest closing cost mortgage lenders in Sumner County County, Tennessee
In Sumner County, Tennessee, homebuyers paid a median of $7,460 in closing costs in 2024 — above the Tennessee median of $6,647. The county saw 2,788 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $990, which is $5,672 less than the county median.
Homebuyers in Sumner County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $6,470 less in closing costs than the county median.
County Median Costs
$7,460
+12.2% vs Tennessee ($6,647)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,925
Purchase Originations
2,788
vs Tennessee Median
12.2% above
$813
vs National Median
10.7% above
$719
Lender rankings in Sumner County County
45 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,014 | 6.375% | $0 | 47 | −$3,798 | |
| 2 | $2,147 | 6.625% | $587 | 21 | −$3,665 | |
| 3 | $2,596 | 5.990% | $0 | 34 | −$3,216 | |
| 4 | $2,608 | 6.625% | $222 | 22 | −$3,204 | |
| 5 | $3,254 | 6.750% | $1,410 | 27 | −$2,558 | |
| 6 | $3,817 | 6.625% | $1,095 | 46 | −$1,995 | |
| 7 | $3,852 | 6.500% | $1,150 | 17 | −$1,960 | |
| 8 | $3,881 | 6.625% | $1,090 | 34 | −$1,931 | |
| 9 | $4,167 | 6.500% | $1,370 | 11 | −$1,645 | |
| 10 | $4,317 | 6.500% | $1,381 | 31 | −$1,495 | |
| 11 | $4,359 | 6.625% | $1,250 | 27 | −$1,453 | |
| 12 | $4,403 | 6.875% | $2,835 | 30 | −$1,409 | |
| 13 | $4,445 | 6.062% | $1,755 | 14 | −$1,367 | |
| 14 | $4,595 | 6.500% | $1,099 | 16 | −$1,217 | |
| 15 | $4,822 | 6.875% | $1,711 | 12 | −$990 | |
| 16 | $4,958 | 6.875% | $2,604 | 13 | −$854 | |
| 17 | $5,128 | 6.625% | $3,505 | 35 | −$684 | |
| 18 | $5,164 | 6.625% | $1,570 | 17 | −$648 | |
| 19 | $5,328 | 6.875% | $1,809 | 31 | −$484 | |
| 20 | $5,469 | 6.875% | $2,467 | 29 | −$343 | |
| 21 | $5,517 | 6.625% | $2,283 | 32 | −$295 | |
| 22 | $5,532 | 6.375% | $1,295 | 11 | −$280 | |
| 23 | $5,597 | 6.990% | $1,977 | 11 | −$215 | |
| 24 | $5,896 | 6.495% | $3,141 | 74 | +$84 | |
| 25 | $5,939 | 6.933% | $3,052 | 12 | +$127 | |
| 26 | $5,944 | 4.990% | $1,650 | 47 | +$132 | |
| 27 | $6,096 | 6.750% | $2,770 | 22 | +$284 | |
| 28 | $6,121 | 6.624% | $3,355 | 17 | +$309 | |
| 29 | $6,140 | 6.625% | $4,235 | 11 | +$328 | |
| 30 | $6,150 | 6.990% | $2,766 | 32 | +$338 | |
| 31 | $6,315 | 6.500% | $4,122 | 71 | +$503 | |
| 32 | $6,322 | 6.990% | $3,696 | 27 | +$510 | |
| 33 | $6,628 | 6.500% | $2,542 | 20 | +$816 | |
| 34 | $6,778 | 6.808% | $3,752 | 16 | +$966 | |
| 35 | $6,965 | 6.625% | $4,585 | 59 | +$1,153 | |
| 36 | $7,118 | 6.599% | $4,840 | 148 | +$1,306 | |
| 37 | $7,884 | 6.750% | $3,123 | 43 | +$2,072 | |
| 38 | $8,098 | 6.990% | $6,039 | 22 | +$2,286 | |
| 39 | $8,172 | 6.990% | $5,338 | 44 | +$2,360 | |
| 40 | $8,286 | 6.375% | $6,213 | 12 | +$2,474 | |
| 41 | $8,380 | 6.625% | $5,369 | 101 | +$2,568 | |
| 42 | $9,940 | 6.490% | $7,065 | 12 | +$4,128 | |
| 43 | $10,514 | 6.250% | $7,300 | 16 | +$4,702 |
Includes lenders with 10+ purchase originations in Sumner County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.