WILSON BANK AND TRUST closing costs and rates (2024)
In 2024, WILSON BANK AND TRUST originated 472 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $4,435. That is $2,306 below the national median of $6,741. WILSON BANK AND TRUST is most active in Tennessee with 467 originations there.
Purchase Originations
472
Median Total Costs
$4,435
−34.2% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$2,210
Median Lender Credits
$55
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 443 | 6.950% | $4,344 | $2,245 |
| fha | 20 | 6.495% | $7,787 | $0 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,431 | 7.690% | — | 3 | −$2,004 | |
| 2 | $2,439 | 6.850% | — | 11 | −$1,996 | |
| 3 | $2,504 | 7.250% | — | 5 | −$1,931 | |
| 4 | $3,065 | 6.770% | — | 22 | −$1,370 | |
| 5 | $3,624 | 7.125% | — | 5 | −$811 | |
| 6 | $3,767 | 6.625% | — | 13 | −$668 | |
| 7 | $3,887 | 6.820% | — | 2 | −$548 | |
| 8 | $3,966 | 6.783% | — | 16 | −$469 | |
| 9 | $4,303 | 6.690% | — | 3 | −$132 | |
| 10 | $4,304 | 6.912% | — | 96 | −$131 | |
| 11 | $4,381 | 6.950% | — | 127 | −$54 | |
| 12 | $4,741 | 6.690% | — | 7 | +$306 | |
| 13 | $4,970 | 7.412% | — | 4 | +$535 | |
| 14 | $5,318 | 6.950% | — | 69 | +$883 | |
| 15 | $5,341 | 6.850% | — | 33 | +$906 | |
| 16 | $6,967 | 7.308% | — | 4 | +$2,532 | |
| 17 | $7,477 | 6.990% | — | 7 | +$3,042 | |
| 18 | $9,175 | 6.500% | — | 2 | +$4,740 | |
| 19 | $9,884 | 6.713% | — | 4 | +$5,449 | |
| 20 | $10,647 | 6.690% | — | 16 | +$6,212 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.