Homebuyers in Rutherford County County who chose JPMorgan Chase Bank, National Association paid $7,405 less in closing costs than the county median.
County Median Costs
$8,055
+20.5% vs Tennessee ($6,683)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,546
Purchase Originations
4,105
Denial Rate
7.1%
vs Tennessee avg (9.7%)
vs Tennessee Median
20.5% above
$1,372
vs National Median
20.6% above
$1,375
55 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $650 | 6.375% | $650 | 29 | −$5,412 | |
| 2 | $1,240 | 6.375% | $0 | 42 | −$4,822 | |
| 3 | $1,684 | 6.625% | $0 | 67 | −$4,378 | |
| 4 | $2,738 | 5.500% | $0 | 34 | −$3,324 | |
| 5 | $4,154 | 6.375% | $1,100 | 22 | −$1,908 | |
| 6 | $4,254 | 6.375% | $0 | 13 | −$1,808 | |
| 7 | $4,685 | 5.625% | $595 | 48 | −$1,377 | |
| 8 | $4,742 | 6.500% | $1,050 | 27 | −$1,320 | |
| 9 | $4,818 | 6.750% | $1,195 | 49 | −$1,244 | |
| 10 | $4,926 | 6.250% | $1,555 | 23 | −$1,136 | |
| 11 | $5,017 | 6.500% | $1,295 | 16 | −$1,045 | |
| 12 | $5,155 | 6.250% | $1,922 | 20 | −$907 | |
| 13 | $5,195 | 6.625% | $1,575 | 26 | −$867 | |
| 14 | $5,501 | 6.990% | $1,536 | 11 | −$561 | |
| 15 | $5,535 | 5.312% | $1,500 | 20 | −$527 | |
| 16 | $5,632 | 6.625% | $2,375 | 16 | −$430 | |
| 17 | $5,649 | 6.750% | $2,140 | 18 | −$413 | |
| 18 | $5,679 | 6.625% | $1,755 | 151 | −$383 | |
| 19 | $5,698 | 5.990% | $1,295 | 13 | −$364 | |
| 20 | $5,702 | 6.688% | $2,346 | 32 | −$360 | |
| 21 | $5,778 | 6.624% | $2,091 | 20 | −$284 | |
| 22 | $5,805 | 6.550% | $3,395 | 55 | −$257 | |
| 23 | $6,007 | 6.250% | $1,750 | 20 | −$55 | |
| 24 | $6,110 | 6.624% | $2,275 | 120 | +$48 | |
| 25 | $6,125 | 6.875% | $2,510 | 24 | +$63 |
Includes lenders with 10+ purchase originations in Rutherford County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.